How to Link an eBay Account With PayPal

1. Navigate to the eBay homepage.
2. Log in by entering your account user name and password.
3. Click 'My eBay' at the top of the screen.
4. Open the Account tab.
5. Click 'PayPal Account.'
6. Click the button labeled 'Link My PayPal Account.'
7. Enter your PayPal account user name and password to link your PayPal account with your eBay account.

How to Do a Chargeback Over PayPal

1. Determine the exact reason why you want to do a chargeback. You must be able to explain exactly why you are disputing the charges and exactly how PayPal's services enter into the equation. You'll need to explain them to both PayPal and to your credit card company to do a proper chargeback.
2. File a transaction dispute and/or an unauthorized charge report on PayPal. While this is not strictly a chargeback, it will start to lay the groundwork and will provide you with additional documentation for your chargeback.
3. Notify your credit card company that you wish to instigate a chargeback. The process itself is conducted mainly through them and not through PayPal, though they are involved if the transaction took place over their service. Your company will notify PayPal's merchant bank, which will speak to PayPal concerning the chargeback.
4. Inform PayPal about the website where you made the purchase and the specific issue you have with the product. PayPal will allow you to report a possibly phony website, which will help make your chargeback go over more readily (see Resources below).
5. Check the name, credit card number and shipping address in the order to make sure that it matches the details on PayPal. That will help clear up any possible dispute over any chargeback you do and make sure that the issue (such as product being sent to the wrong address) doesn't repeat itself.

How to Start an eBay Business with PayPal

1. Sign up for a seller's account at eBay.com. Visit the eBay homepage and click 'Register' at the top of the page. Fill out the required fields on the registration page, including your name, address, phone number and new password, and click 'Continue' at the bottom of the page.
2. Become an eBay seller. Log in to your new account by clicking 'Sign In' at the top of the homepage and entering your username and password. Click the 'Sell' link on the eBay navigation bar and select the button that reads 'Start Selling.' The site will prompt you to enter additional information to activate seller privileges. You will need to enter a valid credit card number. Click 'Continue' when you finish.
3. Visit Paypal.com and click 'Sign Up' at the top of the page. PayPal will ask you to choose a 'Personal,' 'Premier' or 'Business' account. Select 'Premier' if you plan to use your own name as the name of your eBay business, or select 'Business' if you plan to use an official business name. Fill out the required fields on the registration page and click the link that reads 'Agree and Create Account.'
4. Link your PayPal account to your eBay account. Log into your eBay account and click 'My eBay' on the navigation bar. Click the 'Account' tab that appears near the top of the page, directly beneath your username, and select the 'PayPal Account' link on the left side of the page. Click the 'Link to My PayPal Account' button and enter your information.
5. Acquire a resale license or sales ID, sometimes called a seller permit. If you plan to sell on eBay as a business, most states require this certification, which allows you to collect sales and use tax from customers. To apply for a resale license, contact the department that handles taxes in your state. For instance, Florida residents would contact the Department of Revenue, California residents would contact the Board of Equalization, and New York residents would contact the Department of Taxation and Finance.
6. Begin selling on eBay. Log in to your eBay account and click the 'Sell' link to begin listing your items.

PayPal amp; NetSpend Problems

PayPal -- Legal
In 2002 class representatives Jeffrey Resnick and Roberta Toher initiated a class-lawsuit against PayPal alleging the company violated the Electronic Fund Transfer Act of 1978. Signed by President Jimmy Carter, the EFTA identified the liabilities, rights and responsibilities of participants engaged in electronic funds transfer activities. The suit alleged PayPal declined to provide customers with relevant information regarding the resolution of disputes and improper investigative practices concerning electronics funds transfer. A settlement was reached in November 2003, and required PayPal change its business practices involving resolution of disputes and electronic funds practices and pay $9.25 million to the settlement fund.
Other PayPal Problems
PayPal requires customers register the countries they will be logging in from or using their card before departing. While this is an adequate security measure against fraudulent use, PayPal has, in some instances, put a freeze on a customer’s account or debit card upon registering the countries they will be in. PayPal will flag any transaction it deems suspicious and deny you access to your money for as longs as five days, even after meeting the requirements needed to unfreeze your account. Unfreezing a PayPal account from abroad is a difficult endeavor, and requires a fax of your passport as well as a phone number you can be reached in the country you are in.
NetSpend -- Holds and Fees
NetSpend is a prepaid debit card service that allows customers to fund their accounts via direct deposit or in conjunction with one of several payday-loan operations, such as Advance America and Payday Advance, as well as pawn shops. Although NetSpend allows free balance inquiries online, they charge customers 50 cents for balance inquiries made by telephone. Other problems associated with NetSpend include the company’s practices concerning the holding of funds. Although the placement of holds on cardholders’ accounts is commonplace in instances such as renting a hotel room, it isn’t uncommon for NetSpend to take as long as five days to release them after a predetermined date offered to the customer by a NetSpend representative.
Other NetSpend Problems
In addition to payday loan operations and pawn stores, NetSpend has relationships with casinos, such as Las Vegas USA and Sun Palace Casino. These arrangements are possible with the mentioned online casinos, but not brick-and-mortar casinos, such as those in Las Vegas. Such relationships are deemed unethical by the Nevada Gaming Commission. In addition, cards associated with institutions that belong to the NetSpend family of banks, such as MetaBank, were found on the person’s of mercenaries that assassinated a Hamas leader, prompting the U.S. Treasury to issue a rule requiring potential customers to provide identification before opening an account.

How to Block an eCheck With PayPal

1. Open an Internet browser and go to the PayPal website. Type your login information into the appropriate boxes. Click 'Log In.'
2. Click on the 'Profile' tab at the top of the page to see your Profile Summary. Click on 'Payment Receiving Preferences' located under 'Selling Preferences.'
3. Scroll down to 'Block the Following Payments:.' Click the check box next to 'Pay with eCheck or German bank transfer for all website payments except eBay.' By default, this box is unchecked. When you click it, a check mark appears in the box, indicating that eChecks are now blocked. Click 'Save' to confirm your preference changes.

How to Get Verified on PayPal

How to Get Verified on PayPal
1. Sign up for an account by going to paypal.com it is free and really easy to do. You will just need to enter your basic information like you enter when signing up for any other account on the web. They will just ask you for your name and your location plus your e-mail address.
2. Verifying your account will lift the ban that is put on every ones account until they are verified. Lifting this ban will raise the maximum amount of funds you can with draw every month. Once you go through the tasks and lift this ban you will be able to with drawl unlimited funds every month.
3. Pick two of three ways to verify yourself one of them is by checking your social security with your name and your birthdate. If you choose this as one of your options you will enter your social security and birthdate it does not take that long for paypal to confirm this. They are usually really fast once this is confirmed you only have to be verified one more time.
4. Connect your debit or credit card to the system. Paypal will ask you different questions about your card including the number and billing address. They will also ask you for the expiration date and security code. This usually goes through right away sometimes it can take up to two days though.
5. Verify your bank account by clicking this option and entering all of your banking information. This information will consist of your routing and account number. You will also need the name of your bank plus a little other personal information like your address when you signed up for your bank account. All you have to do is pick two of these processes and you are verified.

How Can I Tell If a PayPal Website Is Legitimate?

1. Log on to the Paypal website and look at the address in the browser bar. Make sure the site starts with 'https' instead of 'http.' The 'https' designation indicates the site is secured.
2. Look for a small key on the bottom of your Internet Explorer browser window. This is your indication that the site uses encryption.
3. Review the website carefully. A legitimate site will have a professional look, while a scam site will often look sloppy and appear to have been put together hastily. Any misspellings or grammatical errors in the website text are red flags the site is not legitimate.
4. Log on to the website of the Better Business Bureau (see Resources) and type the name of the company or website. A large number of complaints about the company is another red flag.