How to Block an eCheck With PayPal

1. Open an Internet browser and go to the PayPal website. Type your login information into the appropriate boxes. Click 'Log In.'
2. Click on the 'Profile' tab at the top of the page to see your Profile Summary. Click on 'Payment Receiving Preferences' located under 'Selling Preferences.'
3. Scroll down to 'Block the Following Payments:.' Click the check box next to 'Pay with eCheck or German bank transfer for all website payments except eBay.' By default, this box is unchecked. When you click it, a check mark appears in the box, indicating that eChecks are now blocked. Click 'Save' to confirm your preference changes.

How to Get Verified on PayPal

How to Get Verified on PayPal
1. Sign up for an account by going to paypal.com it is free and really easy to do. You will just need to enter your basic information like you enter when signing up for any other account on the web. They will just ask you for your name and your location plus your e-mail address.
2. Verifying your account will lift the ban that is put on every ones account until they are verified. Lifting this ban will raise the maximum amount of funds you can with draw every month. Once you go through the tasks and lift this ban you will be able to with drawl unlimited funds every month.
3. Pick two of three ways to verify yourself one of them is by checking your social security with your name and your birthdate. If you choose this as one of your options you will enter your social security and birthdate it does not take that long for paypal to confirm this. They are usually really fast once this is confirmed you only have to be verified one more time.
4. Connect your debit or credit card to the system. Paypal will ask you different questions about your card including the number and billing address. They will also ask you for the expiration date and security code. This usually goes through right away sometimes it can take up to two days though.
5. Verify your bank account by clicking this option and entering all of your banking information. This information will consist of your routing and account number. You will also need the name of your bank plus a little other personal information like your address when you signed up for your bank account. All you have to do is pick two of these processes and you are verified.

How Can I Tell If a PayPal Website Is Legitimate?

1. Log on to the Paypal website and look at the address in the browser bar. Make sure the site starts with 'https' instead of 'http.' The 'https' designation indicates the site is secured.
2. Look for a small key on the bottom of your Internet Explorer browser window. This is your indication that the site uses encryption.
3. Review the website carefully. A legitimate site will have a professional look, while a scam site will often look sloppy and appear to have been put together hastily. Any misspellings or grammatical errors in the website text are red flags the site is not legitimate.
4. Log on to the website of the Better Business Bureau (see Resources) and type the name of the company or website. A large number of complaints about the company is another red flag.

Is a PayPal Transaction Insured?

FDIC
Funds that PayPal touches as they pass through a PayPal transaction are held in a bank. Therefore, PayPal funds are covered under Federal Deposit Insurance Corporation (FDIC) insurance that also applies to a traditional bank account, except for PayPal's interest-bearing, money market accounts.
Types
For transactions between users, PayPal offers protection for both the seller and buyer, according to PayPal's user agreement.
Protection for Sellers
PayPal offers to refund money to sellers when the buyer claims that he did not receive the item or the person who made payment had no authorization to use the PayPal account. In order to get this protection, the seller will need documentation to prove that he sent the item and verification of the buyer's info.
Protection for Buyers
Buyers who want refunds can only get one if they did not receive the item or received a damaged product. However, PayPal only offers this protection to eBay users as of 2010.
Tips
Buyers can tell if PayPal insures their transactions on eBay by looking for the buyer protection symbol. Also, any user who feels her transaction was fraudulent should contact PayPal as soon as possible.

How to Sell Items With PayPal

1. Define your sales process and inventory. The process you will be going through can change according to your needs; if you are selling a few items by online auction sites (like eBay) then some of these steps may not be needed. But if you are trying to incorporate PayPal into your business website for easy customer checkouts, you should be sure to do as much as possible.
2. Sign up for an account at PayPal.com. Create a merchant account at the least, as this will give you access to special services to simplify the sales process.
3. Log in to your PayPal account and click 'Merchant Services.' Select 'Buy Now Button' to be taken to the PayPal payment button creation page. Plug in the information for your item(s) and the settings for your button; you can customize the appearance and text for the button or import an image of your own.
4. Save your button at PayPal and select advanced customization options if necessary. Get the code for your button after you have finished making changes. There will be separate codes for both email and web use, you can take both of these or choose which one works best for you.
5. Place the code into your website or on social networking profiles or wherever else you may be selling your products, except for eBay or similar online auction sites which automatically provide you with PayPal options.

How to Use PayPal With an ING Direct Account

1. Add ING Direct account information to your PayPal profile. Once you login to your PayPal account, click the “Profile” link. This will take you to a page where you can access your bank accounts. From the bank accounts page, you will need to click the “Add” link. You will then be taken to a page that will allow you to enter your ING Direct account information. Under the Bank Account Name field enter ING Direct. You will then select that it is a savings account. Finally, you will be asked to enter your ING Direct routing and account number. After clicking continue, your ING Direct account will be added to your PayPal account.
2. Confirm your ING Direct account on PayPal. Once a bank account has been added to your PayPal account, PayPal will make two small deposits to that account. You will need to confirm these deposit amounts before you can use your ING Direct account with PayPal.
3. Withdraw funds to your ING Direct account. To send funds to your ING Direct account, click the “Withdraw” link on the front page of your PayPal account. Then select the “Transfer to Bank Account” link. You will enter the amount to be sent to your account and select your ING Direct account. Once you click “Continue” you will be asked to confirm the amount to be sent.
4. Remove money from your ING Direct account as necessary. To add money to your PayPal account from your ING Direct account, click the “Add Funds” link from the front page of your PayPal account. Then select “Transfer Funds From a Bank Account in the United States” link. Select your ING Direct account from the list and enter the amount your wish to add. Then click continue to confirm the addition of funds.
5. Use your account as a backup funding source on PayPal. If you want to have instant access to your ING Direct account, go to the profile section of your PayPal account and click the “PayPal Debit Card” link. At the bottom of the PayPal Debit Card page you will see a link that says “Add Backup Funding”. Click this link and choose your ING Direct account.

How to Transfer Money from PayPal to your Bank

1. Log into your PayPal account: Logg into your PayPal account, click, "Profile." You will get a drop down screen, click on "Add or Edit Bank Account. Once you have clicked "Profile" you will get a drop down screen, click on "Add or Edit Bank Account.
2. Add a bank account: Enter the information of the bank, you want PayPal to transfer money to. Enter your bank's routing number and your account number. Next, enter your bank' s name and submit. It will take a few days for your banking institution to approve your account for receiving from PayPal.
3. Make a money transfer from your PayPal account: Log into your account, click "Withdraw." A drop down screen will give you options, click, "Transfer to Bank Account." Enter the amount of money you want to transfer from your PayPal account to your bank account and click, "Continue" and then, "confirm." It will take 3-4 business day for the money transfer to hit you bank account.