Friday, February 1, 2013

How Do I Get My Money From Panda Research?


1. Set up a verified PayPal account. Panda Research sends payment for surveys using PayPal. If you do not have a PayPal account, you must register for one in order to get paid for your surveys. Once you set up the account, make sure it is 'verified,' meaning that you added a verified bank account to your PayPal account.
2. Complete the required amount of surveys. In most cases, completing only a few surveys will not be adequate for payment processing. Panda Research requires that survey takers complete at least $50 worth of surveys before it will process a payment. The company processes payments in multiples of $50. For example, if you have $56.20 in your account, you would be eligible to receive a payment of $50. However, $6.20 would remain in your account until you complete more surveys and the balance again reached $50. If you have less than $50 in your account and you are wondering why you have not been paid, this could be the reason. There are no minimum and maximum quotas for the completion of surveys. However, your account should contain a balance within a six-month period. If your account balance is $0 for more than six months, Panda Research may terminate your account.
3. Complete any offers that come attached to the surveys you're working on: for example, movie rental memberships, insurance service trials, product trials and any other offers from marketing companies that participate with Panda Research. According to Panda Research's policy, it is not enough to complete the survey portion of the assignment; the attached offer must also be completed before the survey will count for payment. Once you have signed up for the offer, you must also complete the trial period associated with the survey before your payment gets processed. Many times you may see that your balance is for a certain amount; however, this does not mean that you will be paid that balance. If you did not complete the special offers, you will not receive payment despite what your account balance projects. To avoid dissappointment and payment delay, make sure you complete the required offers before submitting the survey as complete.
4. Request payment. Payment for surveys are not sent out automatically once your minimum balance is reached. According to the company's policy, payment must be requested online through your account. You will need to press the 'Request Payment' button in order to send your request once you have logged on to your Panda Research account. Once survey payment is requested, Panda Research will send your payment within 30 days of your request; a specific time period is not guaranteed. It is important to understand that Panda Research does not guarantee payment for surveys. According to the company's policy statement, there are several reasons why it may not pay for completed surveys and offers, including administrative failures, lack of appropriate information, improper sign-up, improper browser settings, errors in third-party reporting and/or any other reason.

Monday, January 28, 2013

How to Open a Checking Account Using PayPal


1.
Choose what type of account you need.
Join PayPal if you have not done so and fill in the required application. Choose what type of account you will need, whether it's a Personal, Premier or Business account.
2.
Click your profile under the 'My account' tab.
Log into your PayPal account, under the 'My account' tab, then click profile. Click on the 'Add or edit bank account' link until another screen pops up, asking you whether or not this is a checking account or savings account.
3.
Enter your routing and checking account number.
Choose 'Checking account' and enter your bank routing number. Enter your bank checking account number, then select continue.
4.
Check your two deposit amounts from PayPal.
PayPal will make two small deposits into your account. Check your bank statement after three days and find those two deposit amounts.
5. Log into your PayPal account, then select 'Bank accounts' and confirm those deposits. You just opened a checking account using PayPal.

What Happens When a Chargeback Happens Through PayPal?


Facts
A chargeback occurs when a buyer requests his credit card or debit card company to reverse a transaction. A PayPal user can only issue a chargeback if he pays with his credit or debit card. A buyer can only request a chargeback if he never received the item, the item is defective, the item is completely different than advertised or the transaction was unauthorized. The buyer cannot request a chargeback if he decides he doesn't like the item. The buyer must request a chargeback by contacting his credit or debit card issuer, not by contacting PayPal.
PayPal's Response
Once a buyer requests a chargeback through his credit or debit card issuer, the issuer contacts PayPal and reimburses the buyer with funds from PayPal's merchant bank. PayPal will then immediately deduct the chargeback amount from the seller's account. If the seller does not have the required chargeback funds, the seller's PayPal balance will fall into the negatives. PayPal will email the seller and notify him of the chargeback. The buyer does not receive any notification from PayPal regarding the chargeback, and thus does not need to interact with PayPal in any way.
Seller's Response
The seller must login to his PayPal account and navigate to the 'Resolution Center,' where he can access the transaction in question. PayPal will request information regarding the transaction and will attempt to fight the credit or debit card issuer in the seller's favor, if the chargeback was unwarranted. The seller must provide the necessary information to fight the chargeback, such as delivery confirmation or the description of the item. If the chargeback truly was unwarranted and PayPal successfully fights the chargeback, then the chargeback money will be deposited back into the seller's PayPal account.
Tips
If you're a buyer and want to request a chargeback, you need to provide the credit or debit card issuer all pertinent information regarding the transaction in question: the date the transaction occurred, whether you've had contact with the seller and why you feel a chargeback is necessary. If you're a seller, you can avoid chargebacks by shipping items on time, describing items exactly as they are and initiating contact with the buyer.

How to Disable Credit Card Use in PayPal


1. Log in to your PayPal account.
2. Click the 'Profile' tab at the top of the page.
3. Click 'Credit/Debit Cards' under the Financial Information heading.
4. Select the credit card you wish to disable and remove and click 'Remove.'

Can I Sell Stuff With a Regular PayPal Account?


Selling
According to the official PayPal website, users with a personal account may use the account to receive money when selling online. Personal account users face a number of restrictions that may limit selling activity, however, according to the official PayPal website. Personal account holders must have a valid email address and a bank checking or savings account linked to PayPal before receiving payments. In addition, personal account users can only receive $500 per month through PayPal. PayPal allows personal users to lift this limit, though, by linking a bank account or credit card and confirming the account holder's social security number.
Function
According to the PayPal website, personal account holders may receive payments through a number of avenues. eBay users can have PayPal automatically listed as a payment source, and buyers at the auction site can send money when the auction closes. In addition, users may send a payment request for items sold online, and users can provide their PayPal payment address to receive compensation for items sold through classified ads and other more traditional venues. Once the buyer sends payment, PayPal sends the account holder an email confirmation that contains the buyer's information and payment amount. The account holder can then choose to withdraw the funds, use the money to shop online or use a PayPal debit card to shop in traditional brick-and-mortar stores.
Benefits
According to the e-commerce website EMoney Guides, personal users can set up a PayPal account quickly and without the need for complex verification procedures often associated with commercial merchant accounts. EMoney Guides lists PayPal as the most frequently used payment method for online transactions, and PayPal lists an extensive seller protection policy on its website. Though the company charges fees for each transaction, the personal account requires no monthly fee or maintenance charge, as of January 2011. When compared to other payment options like sending a check or money order, PayPal reduces the time required for payment by facilitating an instant money exchange.
Considerations
Though personal users pay no monthly fee, PayPal charges a fee for each transaction; these fees can quickly consume significant portions of small payment amounts. The consumer complaints website PayPal Sucks lists a large number of reasons PayPal may freeze a user's account, or temporarily seize the funds contained in that account. For this reason, PayPal users must exercise caution to ensure compliance with the company's terms of service. In addition, personal users may not use PayPal to sell directly on their own personal websites or through e-commerce applications, as the company requires an upgraded account to enable these services.

How to Use PayPal in Gaming


1. Log into your online banking account and request to move funds from your banking account into your PayPal account. You will need to provide the email account tied into your banking account along with verification of both accounts. If you do not have an online banking account simply call your bank and request to move the desired funds into your PayPal account. Funds can take up to three days to transfer back and forth from your bank account to PayPal depending on the process your bank uses.
2. Go to the game's website that you wish to invest in. Many gaming sites have the option to become members, which will give you more features and powers than free to play players have. Other games give you the option to purchase in game items, avatars and in game currency with real life money from your PayPal account. Select the purchase you wish to make and provide the email account tied into your PayPal account. When you submit to make your payment you will be redirected to the PayPal merchant site.
3. Double check the details being presented on the merchant screen since this will be your last chance to correct any mistakes. Also double check to makes sure the purchase is going to the company that owns the game you are investing in. Click submit to finalize the purchase.
4. Log into your email account and check the receipt that PayPal has sent you. Once you receive your receipt, your in game features should be accessible. Keep the receipt for at least one month after purchase in case you get charged again or there are any problems with the purchase.

How to Integrate Joomla 1.5 With PayPal


1. Launch a Web browser and navigate to the Easy Joomla PayPal download page (see Resources).
2. Log in to your Joomla administrative panel.
3. Select 'Extensions' and then 'Install/Uninstall.'
4. Click 'Browse' and select the Easy Joomla PayPal zip file from your downloads directory. Then click 'OK.'
5. Click 'Upload File & Install.'
6. Select 'Extensions' and then 'Module Manager.'
7. Click 'Easy Joomla PayPal.'
8. Configure the PayPal module according to your preferences. You can configure the dollar amount, transaction type, associated text and more through this preferences pane.
9. Add the 'Easy Joomla PayPal' module to your Joomla homepage after it is configured. You can place the module anywhere on your Joomla pages.