How to Set Up a Free Donations Site

1. Sign up for a free Blogger account by clicking the 'Get Started' button on Blogger's homepage.
2. Choose an appropriate layout for the blog from the list of free templates, and then follow the on-screen instructions to complete the process.
3. Click 'Sign up' on the PayPal site, and choose 'Premier' as your account type. For security purposes, it might take several days to verify your bank account or credit card information.
4. Log in to your PayPal account, and then click the 'Merchant Services' tab.
5. Click 'Donate' under 'Create Buttons,' and then choose 'Donations' from the drop-down menu under 'Choose a button type.' Read about the various button options, make the appropriate choices, and then click 'Create Button.'
6. Click the 'Website' tab, click 'Select Code,' and then press 'Ctrl' and 'C' to copy the text.
7. Click the 'Design' link from your Blogger Dashboard, and then click 'Add a Gadget' in the sidebar area. Choose 'HTML/JavaScript,' place the cursor in the content box, and press 'Ctrl' and 'V' to paste the PayPal button code. Click 'Save.'
8. Click on Blogger's 'Posting' tab, and then enter information about your cause. You can also add pictures or other graphics.
9. Click 'Publish post,' and then view the new donations Web site.
10. Email the link to friends, and share the link on social networking sites to generate traffic and potential donors.

PayPal Refund Error 10009

Refund Process
When you issue a refund to someone through PayPal, such as for an item purchased on eBay, the system uses funds available in your PayPal account first. If there is no money in your account, it then withdraws the funds from the bank account that's linked with your PayPal account.
Error Message
Along with your "10009" message, you likely received information that you don't have a verified ACH. Automated Clearing House, or ACH, is the network that handles electronic financial transactions, such as debit card payments and direct deposit transfers. The "ACH" included in your "10009" error message is a clue that something isn't set up properly between PayPal and your bank.
Confirmed Account
For PayPal to withdraw refund money from your bank account, the account must first be confirmed. This is an important step that sometimes takes two to three days to complete. Under your list of accounts, click on "Confirm Account." PayPal makes two tiny deposits in your account -- only a few cents each -- and asks you to tell them how much the deposits were. The deposits are then withdrawn, and your account is confirmed.
Other Options
If you prefer not to confirm your bank account with PayPal, there are a couple of options to complete your refund. If you accept PayPal payments regularly, wait until there are sufficient funds in your PayPal account to cover the refund amount. Alternatively, inform your buyer that you are sending them a money order to cover the refund amount.
Other Reasons
There are a few other reasons you might receive a 10009 error in PayPal. If your message says the transaction was refused, check your amount -- you probably entered a refund amount that was more than the original sale amount. You can send a person extra money through the "Send Money" feature on PayPal, but you can only refund money they already sent you. It's possible the buyer filed a complaint about the transaction, which could put a hold on a partial refund until the situation is resolved. The error message may also appear if you are trying to refund money in a different currency than the original transaction.

How to Buy Stocks With PayPal

1. Find a brokerage firm that allows you to do this. There are some companies that are allowing this. Using PayPal to buy stocks used to be more widely disliked because the funds weren't truly secure. That means, PayPal reserves the right to take away funds, if they believe you have obtained them in an unethical or illegal way or in a way that violates their policies.
2. Purchase an account with a firm that allows you to purchase stocks with PayPal.
3. Wait two weeks, if necessary, for the brokerage firm to confirm that your funds are available and that the money has officially cleared your PayPal account.
4. Pay a service charge fee with your brokerage firm and perhaps with PayPal. Some brokerage firms are charging extra fees to use a PayPal service. In addition, depending on the type of account you have with PayPal, there might be additional fees.
5. Purchase your stocks using the brokerage firm's website or by calling their toll-free phone number. You typically can purchase any stock you wish.

How Do I Transfer Money to the Philippines?

1. Look for a Western Union office, or call the service on the phone. Western Union is one of the oldest wire transfer services in America, and has expanded services to include money transfer to the Philippines. With more than 350,000 offices worldwide, the company is the option of choice for those making in-person cash transfers, or for those who prefer to deal face-to-face with a representative. However, in addition to visiting a local office, you can also call the company on the telephone or perform your transaction online. This large presence and brand name tends to make Western Union a more expensive option for sending money to the Philippines. For example, in early 2010 sending $200 to the Philippines would incur a service charge of $12 for using an agent or the Internet, or $14 for using the telephone.
2. Create a PayPal account. PayPal is one of the most popular ways to send money on the internet, as anyone with an email address can receive a payment from you instantaneously. PayPal also offers international money transfer services to the Philippines. Open a PayPal account online with your email address, and link it to your bank account following the online instructions. PayPal will perform some tests to validate your bank information, and this may take a few business days. Once you are set up, you can send payments to anyone with an email address, even in the Philippines. PayPal will charge you about $1 to send $200 to the Philippines using your PayPal balance or your bank account, and about $9 to send $200 using your credit card.
3. Open a Xoom account online. Xoom offered money transfer services to the Philippines before PayPal arrived, and actively advertiseas a much more affordable option than Western Union. Once you open a Xoom account online, you are offered a number of choices as to how you wish to send your money, and how you wish the recipient to receive it. For example, you can send money in U.S. dollars or Philippine pesos, and you can use your bank account, credit card, debit card, or PayPal account. The recipient can pick up the money at designated local outlets such as malls, or the person can have it delivered to his bank account or even to their front door. Sending $200 to the Philippines costs $4.99 using your bank account, or $11.99 using all other options.

How Does PayPal Work With Bank Accounts?

Linking
A PayPal account is linked directly to a bank account. This can be done with a debit or credit card or with the routing and account numbers off of a check.
Transfer
Money can be transferred from your bank account to PayPal to use online for purchasing goods and services where accepted. This is one way to assure you have money to pay for the item (seller protection) and a way to stay in a budget.
Deposit
You can also transfer money from PayPal to your bank account when you receive payments for goods and services. The transfer may cost a fee (depending on the type of account you have and amount you are depositing). It may also take anywhere from one to 10 business days.
Debit
PayPal accounts now have an option to come with two free debit cards. This means you can use the money in your PayPal account anywhere MasterCard is accepted. The card must be activated like a bank debit card, and you must set a PIN for the card. It can be used as debit or credit, just like a banking debit card.
Overdraft
If you accidentally overspend and your PayPal sits at a negative balance, you can transfer money from your banking account to fix the problem. There are no overdraft fees with your PayPal account, but if you do not fix your problem within a couple days (by making a deposit or transfer), PayPal can automatically deduct the difference from your bank account.

How to Link PayPal to ING Orange Checking

1. Log in to your PayPal account.
2. Click 'Add or Edit Bank Account' beneath 'Profile.'
3. Type your ING Orange checking account's routing number and account number. Click 'Continue.'
4. Enter the two deposits into your account by clicking 'Confirm Account.' These are small deposits that PayPal asks you to make to verify your new link. It usually takes two to three days to get the deposits approved, at which point you can begin making larger deposits from PayPal to your ING Orange checking account.

How to Reload a Netspend Card From Paypal

1. Log in to your PayPal account. Hover your mouse over the “Profile” link in the upper menu bar. Click “Add or Edit Bank Account.”
2. Click “Add Bank.” Select the radio button beside the “Checking” option. Input the routing number and account number for your NetSpend account. Click “Continue.”
3. Choose your verification option, if presented. If verifying instantly, enter your login information for your NetSpend online account. Wait two to three days and check your account activity on your NetSpend account if you are verifying within three days. Log in to PayPal and click the “Verify Bank Account” link. Enter the amounts of the two deposits and click “Submit.”
4. Log in to PayPal and click the “Withdraw” link in the top menu bar. Select “Transfer to Bank Account” in the menu. Enter the amount you want to load onto your NetSpend card in the box provided. Select the NetSpend account in the drop down menu. Click “Continue.” Review the transfer information and click “Confirm.”
5. Check your NetSpend account over the next five to seven days for the transfer to appear. The actual processing time can vary.