How to Work With PayPal Problem Disputes

1. Contact the seller through the email address listed on your transaction details, clearly identifying the problem. Give the seller a few days to respond to the email, in case the individual is out of town or having computer problems. If the seller fails to respond, send a message through the eBay system.
2. Open a dispute through the Paypal system, within 45 days of the purchase date. Determine the reason for starting the dispute, such as the item never arrived, the item arrived damaged, or the item doesn't match the description offered.
3. Fill out all the information required to open a dispute and explain your reasons clearly. Explain exactly why you opened the dispute, what the problem is and what response, if any, you received from the seller. Paypal gives both parties 20 days to resolve the problem.
4. Begin a claim with Paypal, which is different from a dispute and is usually only used in case of a problem dispute. For example, the seller may refuse to offer you a refund because they claim there wasn't a problem with the item. Choose a full refund and the reason for the refund.
5. File with the eBay Protection Program if Paypal doesn't refund your money. Paypal can only refund the money if the seller registered for the Seller Protection Program or if the seller has sufficient funds in their account. EBay requires that you open a dispute with the website and charges $25 for a handling fee, but only if the company sides with you and refunds your purchase price.

How to Use PayPal for ID Verification

1. Send an invoice to the PayPal account holder. Log onto your PayPal account and click on 'Merchant Services.' Click on 'Send Invoice.'
2. Create an invoice and send it to the PayPal account-holder's email address. Include specific instructions, such as entering a driver's license number.
3. Receive the invoice and search the driver's license number on the Department of Motor Vehicles website in the state in which the account-holder resides.

How to Add Money to a PayPal Account

Add Money to a PayPal Account
1. Determine whether or not you have a bank account tied to your PayPal account. You can do this by clicking the 'Edit Profile' link on your 'Account Overview' page. When you reach the 'Profile Summary' page, click on the 'Bank Accounts' link in the 'Financial' column.
2. Know and keep handy the last four digits of your bank account. For security purposes, when PayPal shows a list of available bank accounts, the name of the financial institution and the last four digits of the account are all that will be visible. The rest of the numbers are shown as 'xxxxx.'
3. View the bank accounts associated with your PayPal account to make sure the account you want to make a transfer from is listed and confirmed. If necessary, add it and complete the confirmation process.
4. Click the 'Add Funds' link on the top of any PayPal page. When you reach the 'Transfer Funds' page, make note of the processing time. It usually takes 3 to 4 business days for electronically transferred funds to become an available part of your PayPal balance.
5. Choose the 'Transfer Funds From a Bank Account in the United States' link.
6. Pick the right bank account from the provided drop-down menu. You have the option of adding an account from this page as well.
7. Enter the amount of money you want to transfer and hit the 'Continue' button.
8. Look over the confirmation page and make any necessary corrections before clicking on the 'Submit' button.
9. Check your inbox for a confirmation email and return to your PayPal account in a few days to check the status of the transfer.

Do I Need a Bank Account to Get a PayPal MasterCard?

You Must Have a Pay Pal Account
To be eligible for the Pay Pal MasterCard, you must have a Pay Pal account. Sign into your account to begin the application process for your MasterCard or, if you don't have a Pay Pal account, create one. Signing up is free and easy; simply go to the Pay Pal official website and select 'Sign Up.'
You Must Meet Certain Annual Income Requirements
A bank account isn't required to apply for a card, but Pay Pal is no different than other credit companies when it comes to screening applicants for an unsecured line of credit. You will be required to put in how much money you make every year. While this doesn't necessarily mean you need to have a job, it is expected that you have some kind of steady income. Retirement checks, disability, and other money you receive on a regular basis can all be counted when you calculate your annual income. You do not have to rely on alimony, child support, or other maintenance income if you don't want to.
Types of Pay Pal MasterCard Accounts
Once you click on 'I Agree' and submit your credit card application, Pay Pal will check that you meet minimum income requirements and will make an inquiry on your credit report. Once this is done (the process should take less than a minute), Pay Pal will notify you whether you qualify for Account Type 1 or Account Type 2. These account types differ because of the interest rate offered. Account Type 1 has a 19.99 percent interest rate, while Account Type 2 has a 23.99 percent interest rate.
Pay Pal Smart Connect
If you do not qualify for a MasterCard, Pay Pal has a third option. You will be offered a Pay Pal Smart Connect card, which has a 26.99 percent interest rate and is offered only to Pay Pal customers. This card is accepted where ever regular Pay Pal payments are accepted, and the benefit of using the card is you can make low monthly payments on your purchases. You do not need a bank account to qualify for the Pay Pal Smart Connect card, but you do need a Pay Pal account.

How to Use Your Computer to Make PayPal Money Now

1. Open a PayPal account. This will require a valid email address and bank account number. You may also align a credit card with your account.
2. Comb through your home and select several items to list on an auction site such as eBay. Review others' listings of those items and, if you can afford it, price them below anyone else's listings so your items are bought first and you get paid more quickly.
3. Include a Buy It Now option on your auction. This is the fastest way to get paid, because buyers pay immediately instead of you waiting the 7 days for the auction to expire. Check the 'Immediate Payment Required' box when you set up your auction. This prevents buyers from locking down your item and not paying for it. If the buyer doesn't immediately pay you with PayPal, the item remains on the website and someone else can swoop in to pay for it.
4. Describe your item fully with as much detail, history and exciting language as applicable to tempt the buyer. In the item setup page, check the 'PayPal' option only, certifying that no other payments may be received.
5. Explore other ways to sell items over the Internet, always first checking whether the sites use PayPal as an acceptable payment. Crafters may want to check out Etsy, whereas the nationwide Craigslist offers zip-code segregated bulletin boards where you may post items for sale and note your PayPal address for payment.
6. Include your PayPal ID on registries and distribute your PayPal ID to gift-givers who may be searching for the ideal present to give you. Make it known that the gift of green -- or bytes in electronic payment form -- is always appreciated. Your gift-givers will have to have PayPal accounts themselves. Include a link to the PayPal registration page in your next email, blog or text message.
7. Apply for work through a website that pays its workers through PayPal. Although this will be a less immediate source of income, once you've jumped through the hoops and begun working, you may receive PayPal payments two times a week or more. In this case, you'll use your computer to do work such as grading papers, creating digital designs, editing and writing and other freelance work. If you work continuously, your PayPal account may as well be continuously refreshed with more money. Note that this work may fall under the government's independent contractor consideration, so you'll have to pay taxes on your earnings.

How to Cancel PayPal on Your WoW Account

1. Log into your Battle.net account. A Battle.net account is a system designed by Blizzard to allow users to manage all of their Blizzard Entertainment games with one account. Select 'Manage game' under the 'World of Warcraft' box.
2. Select either 'cancel subscription' or 'change payment method.' Electing to cancel your subscription will cancel both your PayPal payment method and your World of Warcraft subscription. Changing your payment method allows for the cancellation of the PayPal payment option, but you must choose another payment method.
3. Save your changes. The changes you made will not go into effect until after you select 'Save changes.'

Do I Need to Link a Bank Account to Receive Money From PayPal?

How to Receive Money
If you have a PayPal account, people can send you money from their own PayPal accounts, which you receive instantaneously. You do not need a bank account connected to your PayPal account to receive this money. Once the person sends you the money, it is in your PayPal account and ready for you to use immediately. You can use it to buy things online, send it to someone else or simply save it in your account for later use. You can also convert it into cash by transferring the money into a bank account and withdrawing it, or request a check from PayPal, which takes about a week to receive and costs you a fee of $1.50 (as of January 2011).
PayPal and Bank Accounts
It is not mandatory to connect your PayPal account to a bank account, but it does give you more options for using your PayPal account. Once you connect your bank account to your PayPal account, you can withdraw funds online from your PayPal account and transfer them into your bank account. The transfer typically takes a few business days, depending on your bank. You must have the funds available in your PayPal account to transfer. Once the transfer is complete, you can withdraw the money from your bank account as you normally would with any funds kept there. You can also use debit cards connected to the bank account to spend the money from PayPal once it transfers over to your bank account.
PayPal Debit Card
PayPal also offers a debit card to users who qualify. This is a faster way to be able to spend your PayPal money without waiting for cash to transfer to your bank account. The PayPal debit card lets you spend your PayPal balance to make purchases in stores or online at sites that do not accept payments from PayPal accounts. You can connect this debit card to a bank account as an overdraft protection option; if you make a purchase for $250 but only have $220 in your PayPal account, the card will take the remaining $30 from the bank account you connected to the card. You do not have to connect the debit card to a bank account, but it is recommended in case you need to use the card but do not have enough funds in your PayPal account.
No Money in PayPal Account
Even if you have no funds available in your PayPal account, you can still use it to shop online, as long as it is connected to a bank account. PayPal will automatically withdraw funds from the bank account you have connected to your PayPal account to cover purchases made using PayPal when you did not have funds available in your PayPal account. In other words, you can use PayPal as a payment option, even if you have no money in your PayPal account, as long as it is connected to a bank account.