How to Draft Payments From a Checking Account

1. Draft customer payments from with the CheckSavers service. This merchant service provider withdraws the money from your customer's checking account, deducts fees and deposits it into your business check account. The customer must enter his checking information into your website shopping cart or you can enter the information in your virtual terminal, provided by the service. The settlement is fast, and you do not have to put down any reserve fees to open and maintain the account.
2. Sign up for an account with PaySimple to draft payments from customer checking accounts. Send the customer an email invoice that includes the payment link (provided by the service) where he can enter his checking account details. The service sends the information over the ACH (Automated Clearing House) network for approval and transmission to your checking account electronically. This service allows you to set up recurring payments from the customer's account. You can also draft checking account payments over the phone or in person.
3. Use ACH Direct to receive payments from the checking account of your clients. Customers can enter check information via an Internet link on your website, telephone or point of purchase (in person). Establish a recurring transaction for the customer's account, if necessary. The service offers security and fraud prevention features for customers, as well as real-time reports (downloadable) for you to view details about the ACH check transaction. The service also offers a check verification system (ATMVerify) that allows you to verify that the check isn't bad.