How to Open a Checking Account Using PayPal

1.
Choose what type of account you need.
Join PayPal if you have not done so and fill in the required application. Choose what type of account you will need, whether it's a Personal, Premier or Business account.
2.
Click your profile under the 'My account' tab.
Log into your PayPal account, under the 'My account' tab, then click profile. Click on the 'Add or edit bank account' link until another screen pops up, asking you whether or not this is a checking account or savings account.
3.
Enter your routing and checking account number.
Choose 'Checking account' and enter your bank routing number. Enter your bank checking account number, then select continue.
4.
Check your two deposit amounts from PayPal.
PayPal will make two small deposits into your account. Check your bank statement after three days and find those two deposit amounts.
5. Log into your PayPal account, then select 'Bank accounts' and confirm those deposits. You just opened a checking account using PayPal.

What Happens When a Chargeback Happens Through PayPal?

Facts
A chargeback occurs when a buyer requests his credit card or debit card company to reverse a transaction. A PayPal user can only issue a chargeback if he pays with his credit or debit card. A buyer can only request a chargeback if he never received the item, the item is defective, the item is completely different than advertised or the transaction was unauthorized. The buyer cannot request a chargeback if he decides he doesn't like the item. The buyer must request a chargeback by contacting his credit or debit card issuer, not by contacting PayPal.
PayPal's Response
Once a buyer requests a chargeback through his credit or debit card issuer, the issuer contacts PayPal and reimburses the buyer with funds from PayPal's merchant bank. PayPal will then immediately deduct the chargeback amount from the seller's account. If the seller does not have the required chargeback funds, the seller's PayPal balance will fall into the negatives. PayPal will email the seller and notify him of the chargeback. The buyer does not receive any notification from PayPal regarding the chargeback, and thus does not need to interact with PayPal in any way.
Seller's Response
The seller must login to his PayPal account and navigate to the 'Resolution Center,' where he can access the transaction in question. PayPal will request information regarding the transaction and will attempt to fight the credit or debit card issuer in the seller's favor, if the chargeback was unwarranted. The seller must provide the necessary information to fight the chargeback, such as delivery confirmation or the description of the item. If the chargeback truly was unwarranted and PayPal successfully fights the chargeback, then the chargeback money will be deposited back into the seller's PayPal account.
Tips
If you're a buyer and want to request a chargeback, you need to provide the credit or debit card issuer all pertinent information regarding the transaction in question: the date the transaction occurred, whether you've had contact with the seller and why you feel a chargeback is necessary. If you're a seller, you can avoid chargebacks by shipping items on time, describing items exactly as they are and initiating contact with the buyer.

How to Disable Credit Card Use in PayPal

1. Log in to your PayPal account.
2. Click the 'Profile' tab at the top of the page.
3. Click 'Credit/Debit Cards' under the Financial Information heading.
4. Select the credit card you wish to disable and remove and click 'Remove.'

Can I Sell Stuff With a Regular PayPal Account?

Selling
According to the official PayPal website, users with a personal account may use the account to receive money when selling online. Personal account users face a number of restrictions that may limit selling activity, however, according to the official PayPal website. Personal account holders must have a valid email address and a bank checking or savings account linked to PayPal before receiving payments. In addition, personal account users can only receive $500 per month through PayPal. PayPal allows personal users to lift this limit, though, by linking a bank account or credit card and confirming the account holder's social security number.
Function
According to the PayPal website, personal account holders may receive payments through a number of avenues. eBay users can have PayPal automatically listed as a payment source, and buyers at the auction site can send money when the auction closes. In addition, users may send a payment request for items sold online, and users can provide their PayPal payment address to receive compensation for items sold through classified ads and other more traditional venues. Once the buyer sends payment, PayPal sends the account holder an email confirmation that contains the buyer's information and payment amount. The account holder can then choose to withdraw the funds, use the money to shop online or use a PayPal debit card to shop in traditional brick-and-mortar stores.
Benefits
According to the e-commerce website EMoney Guides, personal users can set up a PayPal account quickly and without the need for complex verification procedures often associated with commercial merchant accounts. EMoney Guides lists PayPal as the most frequently used payment method for online transactions, and PayPal lists an extensive seller protection policy on its website. Though the company charges fees for each transaction, the personal account requires no monthly fee or maintenance charge, as of January 2011. When compared to other payment options like sending a check or money order, PayPal reduces the time required for payment by facilitating an instant money exchange.
Considerations
Though personal users pay no monthly fee, PayPal charges a fee for each transaction; these fees can quickly consume significant portions of small payment amounts. The consumer complaints website PayPal Sucks lists a large number of reasons PayPal may freeze a user's account, or temporarily seize the funds contained in that account. For this reason, PayPal users must exercise caution to ensure compliance with the company's terms of service. In addition, personal users may not use PayPal to sell directly on their own personal websites or through e-commerce applications, as the company requires an upgraded account to enable these services.

How to Use PayPal in Gaming

1. Log into your online banking account and request to move funds from your banking account into your PayPal account. You will need to provide the email account tied into your banking account along with verification of both accounts. If you do not have an online banking account simply call your bank and request to move the desired funds into your PayPal account. Funds can take up to three days to transfer back and forth from your bank account to PayPal depending on the process your bank uses.
2. Go to the game's website that you wish to invest in. Many gaming sites have the option to become members, which will give you more features and powers than free to play players have. Other games give you the option to purchase in game items, avatars and in game currency with real life money from your PayPal account. Select the purchase you wish to make and provide the email account tied into your PayPal account. When you submit to make your payment you will be redirected to the PayPal merchant site.
3. Double check the details being presented on the merchant screen since this will be your last chance to correct any mistakes. Also double check to makes sure the purchase is going to the company that owns the game you are investing in. Click submit to finalize the purchase.
4. Log into your email account and check the receipt that PayPal has sent you. Once you receive your receipt, your in game features should be accessible. Keep the receipt for at least one month after purchase in case you get charged again or there are any problems with the purchase.

How to Integrate Joomla 1.5 With PayPal

1. Launch a Web browser and navigate to the Easy Joomla PayPal download page (see Resources).
2. Log in to your Joomla administrative panel.
3. Select 'Extensions' and then 'Install/Uninstall.'
4. Click 'Browse' and select the Easy Joomla PayPal zip file from your downloads directory. Then click 'OK.'
5. Click 'Upload File & Install.'
6. Select 'Extensions' and then 'Module Manager.'
7. Click 'Easy Joomla PayPal.'
8. Configure the PayPal module according to your preferences. You can configure the dollar amount, transaction type, associated text and more through this preferences pane.
9. Add the 'Easy Joomla PayPal' module to your Joomla homepage after it is configured. You can place the module anywhere on your Joomla pages.

How to Print Parcel Post Postage Online

Instructions
1. Log on to your PayPal account. Click on 'Multiorder Shipping' in the 'Tools' menu. This menu is found on the left side of the 'My Account Overview' screen. You must have pop-up blockers turned off. If you are using Mozilla Firefox, a 'Preferences' tool bar will come up on the top of the screen. Click the 'Allow Popups from PayPal' to disable the blocker for PayPal.
2. Click 'Create New Order' in the 'File' menu.
3. Expand the 'Shipping Details' section of the new order screen by clicking on the black arrow.
4. Click on the 'Add Service Type and Package' drop-down menu. Choose the option under 'Parcel Post' that meets your needs. Fill in the weight and measurements of your package, and choose whether you want to insure the package or use signature confirmation.
5. Expand the 'Ship To Address' section and fill in the details.
6. Expand the 'Ship From Address' section and verify your address.
7. Click the 'Save and Close' button.
8. Click on the 'Print' button at the top of the 'Multiorder Shipping Window.' The addresses will be verified by PayPal at this time.
9. Highlight the correct order from the list and click 'Pay and Print.' Your PayPal account will be charged and a new window will pop up with the shipping label.
10. Print your shipping label and adhere it to the package. It is fine to print the label on a plain piece of paper and tape it to the package. Just be sure you tape it securely.

How Can I Add My Visa Gift Card to My PayPal Account?

1. Check into your PayPal account at paypal.com.
2. Move the mouse cursor over the 'Profile' button and click on the 'Add or Remove Card.'
3. Click on the yellow 'Add a Card' button in the bottom right-hand corner of the page.
4. Fill in your first name. Choose the Visa card type. Enter the 16-digit card number you see on the front of the Visa card. Enter the expiration date and the verification number from the back of your Visa card next to your signature.
5. Fill out the billing address form and click 'Add Card.' Add as many cards as you like. PayPal accepts most credit or debit card types.

What Happens If You Bid With PayPal amp; You Don#039;t Have Enough in Your Account?

Auctions
Different auction sites have different policies for bidders. Some auction sites have a standardized set of payment options for bidders, while others allow sellers to choose from a variety of payment methods. While some bidders may accept credit cards or money orders, some will only accept PayPal. Generally, if a seller accepts only PayPal and makes this known before bidding has ended, then the bidder is required to make the payment through this service.
PayPal
PayPal functions as an online bank account. Individuals deposit and withdraw money from their PayPal accounts, which can be used to make payments to other parties. What happens when a person attempts to draw money from his PayPal account but has insufficient funds will depend on whether he has an offline bank account linked to his PayPal account and the settings he has placed on his account.
Billing
If a person has an offline account linked to his PayPal account, then PayPal will attempt to withdraw money out of this account. If this account also has insufficient funds, then the person will either overdraft this account or the transaction will not clear. If the person does not have an offline account linked to his PayPal account, then his PayPal account may show a negative balance. However, the person can also change his settings to not allow his PayPal account to go negative, meaning that the transaction would not clear and the auction house would not be paid.
Considerations
If a person wins an auction, he is generally required to pay for the item or face some sort of penalty. If the payment does not clear, the auction house may take one of several actions. For example, the auction house may fine the bidder or, in the case of eBay, the person may receive negative feedback. In addition, the bidder will often lose the right to purchase the item.

How to Transfer Money From a PayPal Account

1. Link your primary bank account to PayPal. To do this, look at the Activate Account Box after you've logged on. Select the 'Add Checking Account' option.
2. Fill out the information for your primary bank. They will need to know the name of the bank and the number of the account you want to transfer money into. Once you link the account, you will not need to provide this information each time you transfer money--PayPal will have it on file.
3. Click 'Withdraw Money.' When you choose to withdraw money you will be offered a few ways of doing so. All means of withdrawal will cost you money in PayPal fees except for the option to transfer to your bank account. The transfer money service is free. Choose the option to transfer money to your linked account.
4. Enter the dollar amount of the transfer you wish to make. The dollar amount has to be less then or equal to the money that you have available in your PayPal account.
5. Wait for the money to arrive in your primary bank account. The amount of time it will take for your transfer to go through has largely to do with your primary bank and how quick they are at processing the incoming transfer. However, most banks within the US will show the money in your account within three or four days. Outside of the US is usually takes five to seven days for the transfer to go through.

How to Find out if a PayPal Account is Still Active

1. Visit the PayPal website (see Resources). Attempt to sign in with your pre-existing log in identification and password. PayPal passwords are at least eight characters long.
2. Reset your password. If you have forgotten the old key to the system, click on 'forgot your password.' A new page will open. Type in your current email address and complete the security test. An email will be sent to your inbox with password reset instructions.
3. Search by personal identification methods. Click on 'forgot email address' from the log in screen. Enter in the required information, which includes the bank account number that was previously attached to your PayPal account.
4. Confirm your identity. If your password has been locked, click the 'password' button from the Log In screen. Complete all mandatory security questions.
5. Contact Pay Pal directly. Call Customer Service (1-402-935-2050) or ask a question online for an immediate answer (see Resources). If you had a bank account or credit card tied to your old account, have the number handy (even if it is now closed).
6. Create a new account. If you are still unsuccessful in finding out if a PayPal account is still active, consider opening up a new account for your personal or business needs.

How to Pay a Paypal Plus Credit Card Online

1. Log on to your PayPal account. Find the section of your My Account page that says 'PayPal Plus Credit Card.' Click on the link for your 'PayPal Plus Credit Card.' This will open a new window and will display your recent credit activity.
2. Click on the link that says 'Make a Payment.' This will open a new window. Select the method you would like to use to pay your PayPal Plus Credit Card account. You can pay using your PayPal balance or with funds in a linked checking or savings account.
3. Confirm your payment method and 'Submit.' Typically, funds from your PayPal account will post instantly to your PayPal Plus Credit Card. Funds from checking and savings accounts usually take two to four days to post to your PayPal Plus Credit Card subject to fund availability.

How Does a PayPal Money Market Fund Work?

Features
PayPal makes the fund convenient for PayPal members. Enroll in the PayPal Money Market Fund online by clicking on the link to 'PayPal Money Market Fund' in Resources and then clicking on the orange 'Enroll' button. After your enrollment, any money you deposit to your PayPal account will automatically go into the fund each day and earn a return. Any money you withdraw from PayPal will come out of the fund daily as well. You can still access your balance with your PayPal debit card, similar to a regular PayPal account and with the same limits.
The Fund's Investments and Fees
According the the Prospectus, the fund invests in a 'Master Portfolio' that buys various high quality, short-term U.S. and foreign money market instruments, such as certificates of deposit and U.S. government and U.S. government agency obligations. Risks to your money include management risk, interest-rate risk and credit risk, among others. The fund strives to keep the share price at $1.00 U.S. Although the fund incurs operating expenses, fund investors pay no fees or load.
Tax Consequences
You will generally have to pay taxes on your distributions. If PayPal declares part of your dividends capital gains, you must pay their taxes as long-term capital gains. You may also have a capital loss or gain for tax purposes if you sell or trade shares.The fund will report dividends to you on a 1099-DIV form each year you receive $10.00 or more. PayPal will also state which dividends count as income and which as capital gains, if applicable. The IRS can require PayPal to withhold 28 percent of your taxable distributions if you have not complied with all federal tax regulations.
Performance
The fund's prospectus dated April 30, 2010, details performance for the calendar years 2000 through 2009. The year 2000 shows the highest return of 5.56 percent, while 2009 shows the lowest return, 0.23 percent. The yield can change quarterly or even more often. You will find the current yield on the money fund enrollment page.
Warning
Do not confuse this fund with a bank money market deposit account. PayPal states that the money market fund does not carry FDIC insurance. In fact, money that you leave in your regular PayPal account does not fall under FDIC insurance or regulation, either. CNN Money explains that PayPal operates as a deposit broker, not as a bank, even though many of its functions appear bank-like.

How to View Transactions With Different Payment Methods on a Statement on PayPal

1. Log in to your PayPal account.
2. Click 'History,' then 'Download History.'
3. Select the date range for history you want to view.
4. Click 'Customize Download Fields,' located on the right side of the screen.
5. Scroll down to the 'Other Fields' heading, then select 'Payment Types.' Click 'Save.'
6. Choose a file type from the drop-down menu.
7. Click 'Download History.'
8. Click 'Open' to view your transaction records. You'll be able to see which payment type was used in each transaction.

How to Calculate Shipping amp; Handling Charges With PayPal

1. Go to Paypal.com and create an account. Select the country where you reside and your preferred language. PayPal is currently available in English, Spanish, French and Chinese. Choose the type of account you would like to create. Your options range from: a personal account, a premier account or a business account. A personal account is designed for those who shop online, while a premier account is used by those who buy and sell online. A business account may have multiple users and represents a company.
2. Enter your personal information in each field, beginning with your email and creating and verifying a password. If you already have a personal account, upgrade to a premier or business account.
3. Log into your premier or business account. You will need to enter your email and password. Select the 'Shipping Calculations' tab on your profile homepage.
4. Select your service of shipping and handling. Choose either 'domestic' or 'international' before continuing. The default setting for domestic shipping is 'Three day ground,' but you can can click on the 'Shipping Method Name' for a drop-down with additional options. Make your selection, hit 'next' and your changes will be calculated before checking out.
5. If you are a seller, you may choose how to calculate your shipping and handling charges. Select fees to be charged by either order amount, weight or quantity. Manually enter the rates that you will be charging. Click the 'next' button to save. Your shipping and handling charges will automatically be added on all future purchases.

How to Use PayPal to Start a Loan Business

Making Loans and Receiving Payments via PayPal
1. Ask your lawyer to draft a standard loan agreement that leaves blanks in which to specify the amount to be borrowed, amount to be repaid, monthly payments and associated due dates, amount of interest that will be repaid, and collateral (if any) that will be used to secure the loan. Make sure it outlines what will happen if the borrower defaults. Ensure that the loan agreement is legal for residents of your state.
2. Create an application form where borrowers can provide their contact details and contact information for their employer. Add a section to the form that gives you permission to run a credit history on them. Add another that lets them tell you what collateral they can provide for the loan. Add a section that lets them specify much they want to borrow, what interest rate they can afford to pay and how they want repayment structured.
3. Find borrowers and ask them to complete your application. Given the state of the economy, it is easy to find people who need to borrow money. What is more difficult is finding people who will be able to repay the loan. Craigslist.com and the classified ad section of your local newspaper are places you can place ads for people seeking 'Private Lenders.' Make sure that the ads you place are legal for the state in which you will make the loan.
4. Review completed applications from borrowers. If they meet your lending requirements, create a standard loan agreement that references this information. Give them time to review the agreement, and to show it to their lawyer if desired. Ask them for a signed, notarized, copy.
5. Create a PayPal account if you don't already have one. To do this, go to www.paypal.com. Click the sign up button. You will be required to provide email address, first and last name, street address, state and ZIP code. You also will be required to provide checking account and credit card information.
6. Give the borrower the money using PayPal.
7. Invoice your borrower every month. Send the invoice to them through PayPal two days prior to the day their payment is due. If they do not make payment on the due date, contact them by phone to ask them for payment. If the borrower fails to make payments, you will probably have to take them to court in order to get paid. You may be able to take them to Small Claims Court if the loan amount is under the legal limit for small claims cases in your state. It usually costs under $100 to take someone to small claims court. Small Claims Court is only an option if the borrower resides in your state.
8. Mark the contract Paid In Full when all payments are complete. Send a copy to the borrower along with a note thanking them for working with you.

How to Convert Swag Bucks to PayPal

1. Log in to your Swagbucks account at swagbucks.com using any Web browser.
2. Click on the 'Swag Store' link on the left side of the page.
3. Type 'Paypal' in the search bar found in the upper right corner of the Swag Store page.
4. Click on the PayPal gift card option that costs less than or equal to the number of Swagbucks you have in your account.
5. Click on the 'Snag This' button.
6. Type your address in the text boxes located on the right side of the confirmation page.
7. Type your Swagbucks password in the 'Current Password' text box. An email will be sent to the email address found in your Swagbucks profile.
8. Click on the 'Verify this order' link in the email to have the amount of money you chose sent to your PayPal account.

Can I Appeal a Lost Chargeback Through PayPal?

Chargeback
A chargeback takes place when a buyer asks that her bank remove a PayPal charge from her bank transaction or her credit card statement. One reason a buyer may request a chargeback is that a third party discovered the buyer's PayPal password without authorization and used her account to make purchases she did not authorize. Other reasons could be that the seller did not deliver the merchandise the buyer ordered, or the merchandise that the seller delivered is not the same merchandise that the buyer ordered.
Procedure
PayPal notifies you as soon as possible when it receives notice of a chargeback. PayPal places a hold on the funds in your PayPal account that are related to the transaction at issue while the credit card company investigates the chargeback. You may appeal the chargeback during the investigation phase by providing PayPal with information it can use to dispute the chargeback; however, PayPal is not obligated to dispute the chargeback on your behalf. As of the time of publication, the email address PayPal provides for evidence to dispute a chargeback is chargeback-response@paypal.com. The investigation may take up to 75 calendar days to complete.
Decision
The buyer's credit card company, not PayPal, decides whether the chargeback is justified. PayPal cannot control the outcome of the decision. If the credit card company decides in the buyer's favor, PayPal must return the funds related to the transaction to the buyer. You cannot appeal the chargeback. This is the process you agreed to when you agreed to the PayPal user agreement for your PayPal account.
Avoidance
Most chargebacks occur in the context of online auctions. Therefore, PayPal offers guidance to auction sellers on how to reduce the likelihood of a buyer implementing a chargeback. PayPal recommends that you document the condition of an item before you ship it; that you retain copies of correspondence with the buyer; that you use a delivery service that provides proof of delivery; and that you communicate your return policy to the buyer before transacting business.

How To Stop PayPal From Getting Into My Bank Account With My Debit Card

1. Go to the PayPal website and enter your login credentials. Click the 'Submit' button.
2. Move your mouse over 'Withdraw' and then click 'Debit Card.'
3. Click the 'Change' link in the 'Backup payment settings' section. This opens a new window that provides information and options to change your settings.
4. Click the 'No backup payment method' radio button. Click the 'Submit' button. Your bank account is removed as the backup payment method. Moving forward, PayPal should no longer remove funds from your account to cover overages.

How to Resolve a PayPal Limit

1. Determine why your account was limited and what you need to do to fix it. Paypal will send you an email with the details of the problem, but you can also find the information online. Log into your account and view the details of the limit on your Paypal account.
2. Attach a credit card to your account or a debit card if you don’t have a credit card in your name. Paypal wants an additional form of payment connected to your account, in case you don’t have a balance sufficient to pay for a purchased item. Select your account details and add your credit card information.
3. Upload a copy of your driver’s license or other picture identification and a copy of your most recent utility bill to your account. If Paypal randomly selects you for an identity check, you’ll need to offer proof of your identity, as well as your residency. A recent utility bill shows that you live at the address on file and the utility is in your name, while the picture ID verifies your name and address.
4. Verify your Paypal account by connecting your bank account information with your Paypal account. When you enter your banking information, Paypal makes two small deposits into your account and the next time you log in, you enter those amounts. This verifies that your bank account works with Paypal.
5. Wait 48 hours to ensure that Paypal received all of your documents and then contact the company. If you did everything correctly, Paypal should remove the limit from your account within those 48 hours. If not, you’ll need to contact Paypal through the Resolution Center on the website. You should receive a response within a few days.

How to Set Up a Free Donations Site

1. Sign up for a free Blogger account by clicking the 'Get Started' button on Blogger's homepage.
2. Choose an appropriate layout for the blog from the list of free templates, and then follow the on-screen instructions to complete the process.
3. Click 'Sign up' on the PayPal site, and choose 'Premier' as your account type. For security purposes, it might take several days to verify your bank account or credit card information.
4. Log in to your PayPal account, and then click the 'Merchant Services' tab.
5. Click 'Donate' under 'Create Buttons,' and then choose 'Donations' from the drop-down menu under 'Choose a button type.' Read about the various button options, make the appropriate choices, and then click 'Create Button.'
6. Click the 'Website' tab, click 'Select Code,' and then press 'Ctrl' and 'C' to copy the text.
7. Click the 'Design' link from your Blogger Dashboard, and then click 'Add a Gadget' in the sidebar area. Choose 'HTML/JavaScript,' place the cursor in the content box, and press 'Ctrl' and 'V' to paste the PayPal button code. Click 'Save.'
8. Click on Blogger's 'Posting' tab, and then enter information about your cause. You can also add pictures or other graphics.
9. Click 'Publish post,' and then view the new donations Web site.
10. Email the link to friends, and share the link on social networking sites to generate traffic and potential donors.

PayPal Refund Error 10009

Refund Process
When you issue a refund to someone through PayPal, such as for an item purchased on eBay, the system uses funds available in your PayPal account first. If there is no money in your account, it then withdraws the funds from the bank account that's linked with your PayPal account.
Error Message
Along with your "10009" message, you likely received information that you don't have a verified ACH. Automated Clearing House, or ACH, is the network that handles electronic financial transactions, such as debit card payments and direct deposit transfers. The "ACH" included in your "10009" error message is a clue that something isn't set up properly between PayPal and your bank.
Confirmed Account
For PayPal to withdraw refund money from your bank account, the account must first be confirmed. This is an important step that sometimes takes two to three days to complete. Under your list of accounts, click on "Confirm Account." PayPal makes two tiny deposits in your account -- only a few cents each -- and asks you to tell them how much the deposits were. The deposits are then withdrawn, and your account is confirmed.
Other Options
If you prefer not to confirm your bank account with PayPal, there are a couple of options to complete your refund. If you accept PayPal payments regularly, wait until there are sufficient funds in your PayPal account to cover the refund amount. Alternatively, inform your buyer that you are sending them a money order to cover the refund amount.
Other Reasons
There are a few other reasons you might receive a 10009 error in PayPal. If your message says the transaction was refused, check your amount -- you probably entered a refund amount that was more than the original sale amount. You can send a person extra money through the "Send Money" feature on PayPal, but you can only refund money they already sent you. It's possible the buyer filed a complaint about the transaction, which could put a hold on a partial refund until the situation is resolved. The error message may also appear if you are trying to refund money in a different currency than the original transaction.

How to Buy Stocks With PayPal

1. Find a brokerage firm that allows you to do this. There are some companies that are allowing this. Using PayPal to buy stocks used to be more widely disliked because the funds weren't truly secure. That means, PayPal reserves the right to take away funds, if they believe you have obtained them in an unethical or illegal way or in a way that violates their policies.
2. Purchase an account with a firm that allows you to purchase stocks with PayPal.
3. Wait two weeks, if necessary, for the brokerage firm to confirm that your funds are available and that the money has officially cleared your PayPal account.
4. Pay a service charge fee with your brokerage firm and perhaps with PayPal. Some brokerage firms are charging extra fees to use a PayPal service. In addition, depending on the type of account you have with PayPal, there might be additional fees.
5. Purchase your stocks using the brokerage firm's website or by calling their toll-free phone number. You typically can purchase any stock you wish.

How Do I Transfer Money to the Philippines?

1. Look for a Western Union office, or call the service on the phone. Western Union is one of the oldest wire transfer services in America, and has expanded services to include money transfer to the Philippines. With more than 350,000 offices worldwide, the company is the option of choice for those making in-person cash transfers, or for those who prefer to deal face-to-face with a representative. However, in addition to visiting a local office, you can also call the company on the telephone or perform your transaction online. This large presence and brand name tends to make Western Union a more expensive option for sending money to the Philippines. For example, in early 2010 sending $200 to the Philippines would incur a service charge of $12 for using an agent or the Internet, or $14 for using the telephone.
2. Create a PayPal account. PayPal is one of the most popular ways to send money on the internet, as anyone with an email address can receive a payment from you instantaneously. PayPal also offers international money transfer services to the Philippines. Open a PayPal account online with your email address, and link it to your bank account following the online instructions. PayPal will perform some tests to validate your bank information, and this may take a few business days. Once you are set up, you can send payments to anyone with an email address, even in the Philippines. PayPal will charge you about $1 to send $200 to the Philippines using your PayPal balance or your bank account, and about $9 to send $200 using your credit card.
3. Open a Xoom account online. Xoom offered money transfer services to the Philippines before PayPal arrived, and actively advertiseas a much more affordable option than Western Union. Once you open a Xoom account online, you are offered a number of choices as to how you wish to send your money, and how you wish the recipient to receive it. For example, you can send money in U.S. dollars or Philippine pesos, and you can use your bank account, credit card, debit card, or PayPal account. The recipient can pick up the money at designated local outlets such as malls, or the person can have it delivered to his bank account or even to their front door. Sending $200 to the Philippines costs $4.99 using your bank account, or $11.99 using all other options.

How Does PayPal Work With Bank Accounts?

Linking
A PayPal account is linked directly to a bank account. This can be done with a debit or credit card or with the routing and account numbers off of a check.
Transfer
Money can be transferred from your bank account to PayPal to use online for purchasing goods and services where accepted. This is one way to assure you have money to pay for the item (seller protection) and a way to stay in a budget.
Deposit
You can also transfer money from PayPal to your bank account when you receive payments for goods and services. The transfer may cost a fee (depending on the type of account you have and amount you are depositing). It may also take anywhere from one to 10 business days.
Debit
PayPal accounts now have an option to come with two free debit cards. This means you can use the money in your PayPal account anywhere MasterCard is accepted. The card must be activated like a bank debit card, and you must set a PIN for the card. It can be used as debit or credit, just like a banking debit card.
Overdraft
If you accidentally overspend and your PayPal sits at a negative balance, you can transfer money from your banking account to fix the problem. There are no overdraft fees with your PayPal account, but if you do not fix your problem within a couple days (by making a deposit or transfer), PayPal can automatically deduct the difference from your bank account.

How to Link PayPal to ING Orange Checking

1. Log in to your PayPal account.
2. Click 'Add or Edit Bank Account' beneath 'Profile.'
3. Type your ING Orange checking account's routing number and account number. Click 'Continue.'
4. Enter the two deposits into your account by clicking 'Confirm Account.' These are small deposits that PayPal asks you to make to verify your new link. It usually takes two to three days to get the deposits approved, at which point you can begin making larger deposits from PayPal to your ING Orange checking account.

How to Reload a Netspend Card From Paypal

1. Log in to your PayPal account. Hover your mouse over the “Profile” link in the upper menu bar. Click “Add or Edit Bank Account.”
2. Click “Add Bank.” Select the radio button beside the “Checking” option. Input the routing number and account number for your NetSpend account. Click “Continue.”
3. Choose your verification option, if presented. If verifying instantly, enter your login information for your NetSpend online account. Wait two to three days and check your account activity on your NetSpend account if you are verifying within three days. Log in to PayPal and click the “Verify Bank Account” link. Enter the amounts of the two deposits and click “Submit.”
4. Log in to PayPal and click the “Withdraw” link in the top menu bar. Select “Transfer to Bank Account” in the menu. Enter the amount you want to load onto your NetSpend card in the box provided. Select the NetSpend account in the drop down menu. Click “Continue.” Review the transfer information and click “Confirm.”
5. Check your NetSpend account over the next five to seven days for the transfer to appear. The actual processing time can vary.

How to Work With PayPal Problem Disputes

1. Contact the seller through the email address listed on your transaction details, clearly identifying the problem. Give the seller a few days to respond to the email, in case the individual is out of town or having computer problems. If the seller fails to respond, send a message through the eBay system.
2. Open a dispute through the Paypal system, within 45 days of the purchase date. Determine the reason for starting the dispute, such as the item never arrived, the item arrived damaged, or the item doesn't match the description offered.
3. Fill out all the information required to open a dispute and explain your reasons clearly. Explain exactly why you opened the dispute, what the problem is and what response, if any, you received from the seller. Paypal gives both parties 20 days to resolve the problem.
4. Begin a claim with Paypal, which is different from a dispute and is usually only used in case of a problem dispute. For example, the seller may refuse to offer you a refund because they claim there wasn't a problem with the item. Choose a full refund and the reason for the refund.
5. File with the eBay Protection Program if Paypal doesn't refund your money. Paypal can only refund the money if the seller registered for the Seller Protection Program or if the seller has sufficient funds in their account. EBay requires that you open a dispute with the website and charges $25 for a handling fee, but only if the company sides with you and refunds your purchase price.

How to Use PayPal for ID Verification

1. Send an invoice to the PayPal account holder. Log onto your PayPal account and click on 'Merchant Services.' Click on 'Send Invoice.'
2. Create an invoice and send it to the PayPal account-holder's email address. Include specific instructions, such as entering a driver's license number.
3. Receive the invoice and search the driver's license number on the Department of Motor Vehicles website in the state in which the account-holder resides.

How to Add Money to a PayPal Account

Add Money to a PayPal Account
1. Determine whether or not you have a bank account tied to your PayPal account. You can do this by clicking the 'Edit Profile' link on your 'Account Overview' page. When you reach the 'Profile Summary' page, click on the 'Bank Accounts' link in the 'Financial' column.
2. Know and keep handy the last four digits of your bank account. For security purposes, when PayPal shows a list of available bank accounts, the name of the financial institution and the last four digits of the account are all that will be visible. The rest of the numbers are shown as 'xxxxx.'
3. View the bank accounts associated with your PayPal account to make sure the account you want to make a transfer from is listed and confirmed. If necessary, add it and complete the confirmation process.
4. Click the 'Add Funds' link on the top of any PayPal page. When you reach the 'Transfer Funds' page, make note of the processing time. It usually takes 3 to 4 business days for electronically transferred funds to become an available part of your PayPal balance.
5. Choose the 'Transfer Funds From a Bank Account in the United States' link.
6. Pick the right bank account from the provided drop-down menu. You have the option of adding an account from this page as well.
7. Enter the amount of money you want to transfer and hit the 'Continue' button.
8. Look over the confirmation page and make any necessary corrections before clicking on the 'Submit' button.
9. Check your inbox for a confirmation email and return to your PayPal account in a few days to check the status of the transfer.

Do I Need a Bank Account to Get a PayPal MasterCard?

You Must Have a Pay Pal Account
To be eligible for the Pay Pal MasterCard, you must have a Pay Pal account. Sign into your account to begin the application process for your MasterCard or, if you don't have a Pay Pal account, create one. Signing up is free and easy; simply go to the Pay Pal official website and select 'Sign Up.'
You Must Meet Certain Annual Income Requirements
A bank account isn't required to apply for a card, but Pay Pal is no different than other credit companies when it comes to screening applicants for an unsecured line of credit. You will be required to put in how much money you make every year. While this doesn't necessarily mean you need to have a job, it is expected that you have some kind of steady income. Retirement checks, disability, and other money you receive on a regular basis can all be counted when you calculate your annual income. You do not have to rely on alimony, child support, or other maintenance income if you don't want to.
Types of Pay Pal MasterCard Accounts
Once you click on 'I Agree' and submit your credit card application, Pay Pal will check that you meet minimum income requirements and will make an inquiry on your credit report. Once this is done (the process should take less than a minute), Pay Pal will notify you whether you qualify for Account Type 1 or Account Type 2. These account types differ because of the interest rate offered. Account Type 1 has a 19.99 percent interest rate, while Account Type 2 has a 23.99 percent interest rate.
Pay Pal Smart Connect
If you do not qualify for a MasterCard, Pay Pal has a third option. You will be offered a Pay Pal Smart Connect card, which has a 26.99 percent interest rate and is offered only to Pay Pal customers. This card is accepted where ever regular Pay Pal payments are accepted, and the benefit of using the card is you can make low monthly payments on your purchases. You do not need a bank account to qualify for the Pay Pal Smart Connect card, but you do need a Pay Pal account.

How to Use Your Computer to Make PayPal Money Now

1. Open a PayPal account. This will require a valid email address and bank account number. You may also align a credit card with your account.
2. Comb through your home and select several items to list on an auction site such as eBay. Review others' listings of those items and, if you can afford it, price them below anyone else's listings so your items are bought first and you get paid more quickly.
3. Include a Buy It Now option on your auction. This is the fastest way to get paid, because buyers pay immediately instead of you waiting the 7 days for the auction to expire. Check the 'Immediate Payment Required' box when you set up your auction. This prevents buyers from locking down your item and not paying for it. If the buyer doesn't immediately pay you with PayPal, the item remains on the website and someone else can swoop in to pay for it.
4. Describe your item fully with as much detail, history and exciting language as applicable to tempt the buyer. In the item setup page, check the 'PayPal' option only, certifying that no other payments may be received.
5. Explore other ways to sell items over the Internet, always first checking whether the sites use PayPal as an acceptable payment. Crafters may want to check out Etsy, whereas the nationwide Craigslist offers zip-code segregated bulletin boards where you may post items for sale and note your PayPal address for payment.
6. Include your PayPal ID on registries and distribute your PayPal ID to gift-givers who may be searching for the ideal present to give you. Make it known that the gift of green -- or bytes in electronic payment form -- is always appreciated. Your gift-givers will have to have PayPal accounts themselves. Include a link to the PayPal registration page in your next email, blog or text message.
7. Apply for work through a website that pays its workers through PayPal. Although this will be a less immediate source of income, once you've jumped through the hoops and begun working, you may receive PayPal payments two times a week or more. In this case, you'll use your computer to do work such as grading papers, creating digital designs, editing and writing and other freelance work. If you work continuously, your PayPal account may as well be continuously refreshed with more money. Note that this work may fall under the government's independent contractor consideration, so you'll have to pay taxes on your earnings.

How to Cancel PayPal on Your WoW Account

1. Log into your Battle.net account. A Battle.net account is a system designed by Blizzard to allow users to manage all of their Blizzard Entertainment games with one account. Select 'Manage game' under the 'World of Warcraft' box.
2. Select either 'cancel subscription' or 'change payment method.' Electing to cancel your subscription will cancel both your PayPal payment method and your World of Warcraft subscription. Changing your payment method allows for the cancellation of the PayPal payment option, but you must choose another payment method.
3. Save your changes. The changes you made will not go into effect until after you select 'Save changes.'

Do I Need to Link a Bank Account to Receive Money From PayPal?

How to Receive Money
If you have a PayPal account, people can send you money from their own PayPal accounts, which you receive instantaneously. You do not need a bank account connected to your PayPal account to receive this money. Once the person sends you the money, it is in your PayPal account and ready for you to use immediately. You can use it to buy things online, send it to someone else or simply save it in your account for later use. You can also convert it into cash by transferring the money into a bank account and withdrawing it, or request a check from PayPal, which takes about a week to receive and costs you a fee of $1.50 (as of January 2011).
PayPal and Bank Accounts
It is not mandatory to connect your PayPal account to a bank account, but it does give you more options for using your PayPal account. Once you connect your bank account to your PayPal account, you can withdraw funds online from your PayPal account and transfer them into your bank account. The transfer typically takes a few business days, depending on your bank. You must have the funds available in your PayPal account to transfer. Once the transfer is complete, you can withdraw the money from your bank account as you normally would with any funds kept there. You can also use debit cards connected to the bank account to spend the money from PayPal once it transfers over to your bank account.
PayPal Debit Card
PayPal also offers a debit card to users who qualify. This is a faster way to be able to spend your PayPal money without waiting for cash to transfer to your bank account. The PayPal debit card lets you spend your PayPal balance to make purchases in stores or online at sites that do not accept payments from PayPal accounts. You can connect this debit card to a bank account as an overdraft protection option; if you make a purchase for $250 but only have $220 in your PayPal account, the card will take the remaining $30 from the bank account you connected to the card. You do not have to connect the debit card to a bank account, but it is recommended in case you need to use the card but do not have enough funds in your PayPal account.
No Money in PayPal Account
Even if you have no funds available in your PayPal account, you can still use it to shop online, as long as it is connected to a bank account. PayPal will automatically withdraw funds from the bank account you have connected to your PayPal account to cover purchases made using PayPal when you did not have funds available in your PayPal account. In other words, you can use PayPal as a payment option, even if you have no money in your PayPal account, as long as it is connected to a bank account.

How to Upload Ebooks With PayPal

1. Convert your ebook to a PDF file. This can be done online using a free PDF file converter.
2. Create a thank-you page on your website for your customers using the phrase “Thank you for your purchase, click here to download your ebook,” or something similar.
3. Upload the ebook file to your website using your website host’s file manager. Most often you will need to click “Find File,” or “Upload File” and browse your computer's hard drive to find the ebook file.
4. Click on the ebook file and click “Upload.” When the file has uploaded successfully, you should see a message stating so.
5. Create a hyperlink from the text on the thank-you page to the uploaded ebook file. Test the link by clicking on it to make sure that the ebook download starts automatically.
6. Add a PayPal button to the sales page of your website by logging in to PayPal and clicking on the “Merchant Services” tab at the top of the page. Click on the “Buy Now Button” under the merchant tools at the top of the page.
7. Choose the option to make a “Buy Now” button and fill out the information requested on the form. When you get to the part of the form that asks what URL to take the customer to after a successful check-out, fill in the web address of your thank-you page.
8. Click the create button link and copy the html code generated by PayPal. Paste this code onto your sales page in the spot that you would like the button to be placed.

How to Make a Money Order With Paypal

1. Sign up for a PayPal account online on the official PayPal website if you don't have one yet (see Resources). Once you have an account, click on the 'Debit Card' link at the bottom of your home page.
2. Apply for a PayPal debit card (following the instructions given once you click on the 'Debit Card' link). You will be asked to verify your identity, which you can do by providing such details as your bank information or the numbers on one of your active credit cards. You will also be told to upgrade your account from a personal one to either a 'Premier' or a 'Business' account, since you cannot get a PayPal debit card with a personal account. You will also be asked to update your mailing address, as the debit card will be sent to you in the mail.
3. Wait two to four weeks to receive your PayPal debit card once your application is approved. When you get the debit card, activate it following the instructions included in the envelope.
4. Use your PayPal debit card to access the funds in your PayPal account instead of transferring the money to your bank account and waiting a few days before you can use it. A PayPal debit card can be used to make purchases in-store or online, and you can use the card as well to withdraw money from an ATM.
5. Go to the post office or any other place that issues money orders. Purchase a money order with your PayPal debit card.

How to Set Up a Website to Sell Sheet Music

Web Site Setup
1. Go to Wordpress.com. If you already have an account there, log in. If you don't have an account, click the 'Sign Up Now' button. Follow the prompts in the sign-up process.
2. Mouse over 'My Blog' in the menu that now appears at the top of the screen and click 'Dashboard.' Configure your Settings and Appearance options according to your preferences. Under 'Pages,' edit your 'About' page to provide your visitors with information about what you're selling.
3. Create a blog post for each item you're selling. Enter the title of the sheet music as your post title, e.g., 'Moonlight Sonata Sheet Music for Clarinet.' On each page, include the following: a photo representing the sheet music; a description of what your customer is purchasing; any special instructions your customers should know before ordering; a Paypal shopping cart button (see section 2 below). Assign a category to each post to help shoppers navigate your inventory.
4. Click 'Publish' when the post is complete. Repeat steps 3 and 4 until all of your sheet music inventory is included on the site.
5. Click 'Appearance' in the left-hand sidebar of your Wordpress dashboard, then click 'Widgets.' If the 'Category' widget doesn't already appear in the blog sidebar, locate it in the list of widgets and drag it to the sidebar.
Paypal Shopping Cart Set-up
6. Go to Paypal.com and login to your account. If you don't already have an account, click the 'Sign Up' button. Follow the prompts in the sign-up process.
7. Click 'Merchant Services' in the top navigation menu. Under 'Tools for existing PayPal merchants,' click 'Add to Cart Button.'
8. Under 'Step 1: Choose a button type and enter your payment details,' enter the 'Item Name.' The item name should be the same as your post title. If your customers only have one purchase option, enter your price and go to the next step. If your customers have more than one option, e.g., a choice between receiving a .PDF copy of the sheet music via e-mail for $10, or receiving the original through snail mail for $20, check 'Add drop-down menu with price/option' under 'Customize Button' and enter each option along with its price point. When you're finished, click 'Done' and go to the next step.
9. Scroll down and click on 'Step 3: Customize advanced features (optional)'. If you are offering the option to e-mail your customers a .PDF, then select 'Yes' under 'Can your customer add special instructions in a message to you?' In the text field, write 'Enter your e-mail address for .PDF orders.' Select 'Yes' under 'Do you need your customer's shipping address?' Then click 'Create Button' to generate your button's code.
10. Select and copy the newly generated code. In the post editor in your Wordpress dashboard, make sure the 'HTML' tab is selected, and paste the code for the Paypal button in a new paragraph at the bottom of the post.

Effectiveness of PayPal

Account Types
PayPal offers several account types. Personal accounts are available to everyone and offer the ability to send and receive funds, use Ebay tools, 24-hour fraud surveillance and limited merchant services. PayPal also offers special student accounts 'that give teens the experience of being responsible for their own spending' according to the PayPal website. These accounts have the same features of personal accounts with the addition of the PayPal Debit Card. Personal account owners can upgrade to a Premier PayPal account to gain access to the PayPal Debit Card as well. Lastly, business users can create a PayPal account that includes the previous features as well as the ability to add multiple users.
Features
Business owners can send invoices to customers for products or services. PayPal can also aid online retailing because it allows a website owner to set up shop and use PayPal for the transactions. In addition, people can use PayPal to automatically send money, whether for products or services rendered or simply as a gift. Account holders can keep money in their PayPal accounts or transfer them to bank accounts connected to the account. Consumers can also use credit cards or bank accounts as backup payment methods if there are no funds in their PayPal accounts.
Benefits
Business owners need not process credit card numbers or accept checks for products or services. Instead, PayPal provides a secure method for a customer to exchange payment without either party having to reveal sensitive personal or financial information. Furthermore, PayPal enables instant transfer of funds between parties and does not require time for money to clear as with checks.Many websites or businesses accept PayPal payments. It also works closely with online auction site Ebay, and sellers can choose to accept payment from bidders solely via PayPal. It also offers protection to its users when buying or selling. Users can file disputes for fraudulent transactions.
Fees
PayPal charges fees for product purchases and funds transfers to all account holders. When someone makes a purchase, the seller will pay 1.9 to 2.9 percent of the purchase price, plus 30 cents. Essentially, the larger the purchase price, the lower the fee the seller must pay. Buyers do not have to pay a fee when purchasing via PayPal.When transferring money, neither party must pay a fee because the funds originate from a PayPal or bank account. However, either party is subject to a 2.9 percent fee plus 30 cents, if the money originates from a credit or debit card, including the PayPal credit card. The sender determines who will pay this fee.
Potential
Because PayPal does not require users to have a credit card to create an account, businesses and online retailers can potentially reach a greater market than using a shopping cart system that requires a credit card. Retailers will also attract consumers wary of online transactions because PayPal is a trusted name and offers consumer protection.

How Can I Pay Via PayPal With Two Credit Cards?

Introduction
PayPal works as a third party to verify and provide safety for financial transactions. The user buying a product transfers money to PayPal, which in turn transfers it to the seller. Paypal acts as an intermediary and offers varying degrees of protection from fraud and seller abuse. PayPal also takes a small percentage of each transaction as a fee. When customers set up a PayPal account, they usually enter their bank account information and sometimes one (or more) credit cards as identity confirmation or back-up funding source. PayPal uses your bank and credit cards to fund your payments or transfer balances in your PayPal account.
Paying with Credit Cards
When you purchase goods or services online with PayPal, the check-out screen allows you to log into your account, choose your payment method and send your payment to complete the transaction. By default, PayPal includes any outstanding balance in your account as part of the payment to be sent. You can change this by selecting 'more funding options' (or a similar option) and change the amounts you want use from your existing PayPal balance, bank or credit cards. Unfortunately, you cannot select more than one credit card to pay with.
Paying with Multiple Credit Cards
PayPal will not allow you to spread your payment across multiple credit cards. But if you want to, you could look at a few alternatives. If you're buying on eBay, contact the seller and inform him or her you'd like to pay for the item with two or more separate payments. Explain your situation; most eBay sellers will be happy to accommodate you. You can also use your credit card to transfer money to your bank account (through a cash advance or similar transaction), then use a combination of your bank and credit card to pay for the item.

How Soon After an Instant Payment Does PayPal Deduct From Your Bank Account?

Setup Checking Account
In order to send an instant transfer from your PayPal account, you need to link a bank account and a credit card to your PayPal account. Log on to your PayPal account by going to PayPal.com and entering your PayPal e-mail address and password. Click the 'Sign In' button. Click the 'Profile' tab and select the 'Bank Accounts' option. Click the 'Add' button. Enter the routing number and account number for your bank account. Select the option to instantly confirm your account.
Setup Credit Card
In addition to linking a bank account, PayPal also requires you to link a credit card to use as a backup payment method should your bank account decline the instant transfer. Log on to your PayPal account by going to PayPal.com and entering your PayPal e-mail address and password. Click the 'Sign In' button. Click the 'Profile' tab and select the 'Credit Cards' option. Click the 'Add' button. Enter your credit card number, security ID from the back of the credit card, the credit card expiration date and your billing address. Select the option to instantly confirm your account.
How to Use Instant Transfer
Log on to your PayPal account by going to PayPal.com and entering your PayPal e-mail address and password. Click the 'Sign In' button. Click the 'Send Money' tab. Enter the PayPal e-mail address of the person you want to send instant money to and enter the amount of money you want to send. Click the 'Continue' button. Click the 'Change' button under the 'Payment Method' subsection. Select a bank account that says 'Instant Transfer.' Click the 'Continue' button. Review your information and click the 'Send Money' button to complete the instant payment.
How It Works
PayPal's instant transfer sends funds instantaneously to the designated recipient as soon as you click 'Send Money.' Once you complete the transaction, PayPal initiates an electronics fund transfer (EFT) from your bank account. This process typically takes three to five business days but ultimately depends on how quickly your bank processes EFT transfers. PayPal requires a credit card to backup the instant transfer in case your bank declines the EFT transaction. Typically, banks decline EFT transactions if insufficient funds exist in the account. If your bank declines the EFT transaction, PayPal will automatically bill the credit card linked to your account.

How to Buy Online Postage for Media Mail

1. Use PayPal to purchase and print Media Mail postage for personal, small-scale and eBay shipments. PayPal is best for those who find themselves shipping on a limited bases and don't wish to rent or pay for additional hardware, as it works on any computer with a modern Internet browser and printer. Login to the PayPal Shipping Center (see Resources) and select the radio button next to 'United States Postal Service.' Click 'Continue' and follow the on-screen prompts to purchase Media Mail postage and print your own shipping label. There are no additional service fees, and the cost of postage is directly debited from your PayPal or bank account.
2. Try Stamps.coom (see Resources) if you plan on printing more than just the occasional Media Mail label. As of August 2009, the service costs $15.95 a month and is only compatible with the Microsoft Windows operating system. Individuals receive a scale on which to weigh their postage. The scale sends the weight of the package to your online Stamps.com account, which then prints the postage on your home or office printer. While using this online service does not provide any benefits for Media Mail postage, the company offers discounts of up to 10 percent on Priority and Express postage.
3. Sign up for Encidia (see Resources) for a Windows- and Mac-friendly online printing solution that is ideal for individuals sending small- to high-scale volumes of Media Mail shipments. As of August 2009, prices start at $9.95 a month. The service works like Stamps.com and uses a scale that syncs with the customer's online account to generate postage for each individual package and is one of the only Mac-compatible mass postage online services. Varying levels of service are offered to meet the demands of even high-volume business shippers.

How to Set Up a PayPal Account to Take Payments

Individual Accounts
1. Point your browser to the PayPal website (see Resources.)
2. Click on the 'Sign Up' link on the navigation bar at the very top of the page.
3. Choose your country or region from the first drop-down menu and your preferred language from the second drop-down menu.
4. Decide which type of PayPal account to open. Click the 'Get Started' button for Premier accounts if you plan to sell personal items and accept payments under your own name, such as through auction sites or online classifieds. If you need a Business account, skip ahead to the next section of this article.
5. Fill out the form with your personal information, including email address, first and last name, date of birth, mailing address and phone number. Create a password with at least eight characters. Click 'Agree and Create Account.'
6. Check your email and click the link to confirm. You can now accept payments to the default email address associated with your PayPal Premier account.
Business Accounts
7. Click the 'Get Started' button for Business accounts.
8. Select 'I don't know' from the drop-down list of payment solutions, and click 'Continue.' This will launch the Recommendations Wizard, which will help PayPal determine the most appropriate type of account for your business.
9. Answer the questions about your business needs using the radio buttons for 'Yes,' 'No' and 'Maybe,' and click 'Continue.'
10. Review PayPal's suggested account type and click 'Continue with this solution.'
11. Complete the Business Account Setup form with your business type, business name and contact information. Choose a category and subcategory for your business, average transaction price, average monthly income range, and percentage of annual revenue from online sales. Provide the date you established your business and note your sales venues. Provide a customer service contact email and click 'Continue.'
12. Fill out the Financial Details form with your bank account or credit card, and click 'Continue.'
13. Check your email and click the link to confirm your new account.
14. Wait for two small deposits to appear in your bank account, then log in to PayPal and click the 'confirm' link next to your banking information. Enter the dollar amounts for the deposits and click 'Submit.' You can now accept payments to the default email address associated with your PayPal Business account.

How to Invoice With a Credit Card Payment Button

PayPal
1. Send an invoice using Paypal. Customers who also have PayPal accounts or credit cards, can click on a link to make payment to your PayPal account.
2. Log-in to your Paypal account and select 'Request money' from the horizontal menu. Type in the email address of the recipient who you want to invoice.
3. Type any information required for the invoice, on the request payment page. Press 'Send.' Your customer will receive an email with a button for them to either sign-up for a PayPal account, or make their payment using a credit card.
Invoice Software
4. Create an invoice using accounting software that allows online payment acceptance. For example, QuickBooks has an option where you can click 'Invoice' and you can draft a customized invoice for your customer, which includes a payment button. Freshbooks, now linked with PayPal also allows you to create customizable invoices, which give the option to add a payment button.
5. Invoice yourself for a small amount of money, like one dollar, to ensure the button, link and money is going into the proper account. Email the invoice to yourself, and click the payment button. Sending a test invoice to yourself first, will make sure you do not have customers that are making payments to the wrong account.
6. Input your merchant account credentials in the fields provided in the invoicing software. For example, Fresh Books has a link to add PayPal to accept payments. You need to input your PayPal username and password here.QuickBooks has its own merchant account program that you register for. Once approved, you can include the payment button on the invoices you send.

How to Use PayPal Mobile Checkout

1. Enter "PayPal" into the search engine of your phone to search the applications marketplace. Download the official PayPal application for free.
2. Select the products that you would like to purchase on a site affiliated with PayPal Mobile Checkout. Click "Checkout" to pay for and purchase your desired product(s).
3. Allow your mobile device's browser to transfer you to the PayPal Mobile Checkout interface.
4. Log in using your e-mail address and account password, and review the payment and product information. Ensure that the product, payment method and shipping information are correct, and click "Complete Transaction." You will now be returned to the Internet vendor that you are purchasing from.
5. Make sure the correct information is filled out on the vendor website. The information will have transferred from your PayPal account. Click "Submit" to complete your order and make the purchase.

How to Send a PayPal Receipt

1. Create a merchant account with PayPal. This will generally require you to register and confirm a business email address, your business contact information, and a bank account to and from which you will transfer funds. PayPal will make two small deposits in your bank account, the amounts of which you will confirm on their site, in order to confirm your bank account.
2. Place a PayPal banner or shopping cart on your website. PayPal will automatically configure the information that is to be entered by your customers, as well as the information they will see regarding your company. Personalize what the receipt PayPal sends to the customers will look like by navigating to 'Account Overview,' then 'Profile' and click 'Custom Payment Pages' under 'Selling Preferences.'
3. Wait for PayPal to send notification that a purchase has been made through your Web site. Any notification sent to you regarding a purchase will automatically be duplicated to the buyer of the product or services. Save your copy of the confirmation in case the buyer loses or deletes their receipt and asks for another.
4. Log into PayPal and look at your transaction history to see if any buyers want an additional receipt. Locate the specific transaction and email a copy of this information to the buyer. PayPal keeps records for all transactions made, so a receipt can be found even if it's an older purchase.

How to Filter by Payment Type on eBay

1. Go to the eBay.com home page.
2. Enter your search query in the text box and click the 'Search' button.
3. Scroll down and click the 'Choose More' link located under the 'Show Only' subsection on the left side of the eBay window.
4. Select the 'With PayPal accepted' option and click the 'GO' button to filter the eBay auction listings to only display auctions that accept PayPal.

How to Add Funds to a Get Connected Account

1. Obtain the account telephone number for the person with an account where you want to add money. You'll need to learn this number from the inmate.
2. Visit Get Connected to add funds to the account. If you prefer, you can call 1-888-295-0259, 24 hours a day, to add funds. Automated prompts will assist you through a process similar to the one on the website.
3. Click on 'Your Account.'
4. Enter the account telephone number in the box located under the 'Add Funds' section of the screen.
5. Choose how much money you want to add to the account from the drop-down menu.
6. Click 'Buy Now.'
7. Enter your credit card information or choose to pay with PayPal on the next page.
8. Click 'Review and Continue.'
9. Click 'Finish.'

How to Use FoxyCart With PayPal

1. Integrate FoxyCart into your website. Create a store using the FoxyCart Dashboard. Click 'Add a New Store' under the 'Actions' section. Fill in the options under the store settings configuration page. Enter your store name, store URL, store logo, store email, store subdomain, state and postal code. Click 'sign-up,' and your store is up and running.
2. Choose a PayPal account. The available accounts are PayPal Standards, PayPal Premiere, PayPal Business, PayPal Website Payments Pro and PayPal Payflow Pro. Review each account description located on the PayPal website. Determine which account option serves your e-commerce needs.
3. Open a PayPal account. Select the 'Business' tab. Choose one of the accounts listed under 'Products and Services' such as Website Payment Standards. Click the 'Create an account' link. Click 'Create New Account' and select your business location and preferred language. Continue the process of setting up a business account by filling in the requested information such as business type, email address and password.
4. Set up PayPal with Foxycart. Enter your email address in the payment section of the FoxCart admin's section. The email address should be the same email you used for opening your PayPal account.

How to Get a Debit Master Card Without Having a Bank Account

1. A Debit master card is a valuable financial tool which makes it easier for people to carry around without having to carry large amount of cash. It makes it possible for the owner to pay their bills at payment centers, shop at supermarket, make reservations and purchase petrol. Any person can obtain a Debit Master Card without have a bank account or good credit.If your are interested in getting a free debit master card, go to www.paypal.com and sign up for a free Paypal Account. After you have signed up, and your account is approved, login to your paypal account using your email address that you signed up with and view the details in your account including how to get your free debit master card.
2. You are now eligible to obtain a Paypal Debit Master Card 90 days after becoming a member. Login to your Paypal account using your email address that you signed up with. Click on debit card, fill out the application form then click on submit form. You will be informed by email when your debit card is approved.
3. When your debit card is approved, it will be mailed to your address given, when you signed up for your Paypal account. Continue to watch your mails for your debit card. A second letter will be mailed to you with your activation code.If you do not receive your debit card after you have been informed that it was mailed to you, contact Paypal via telephone or email.
4. Another option to obtaining a debit master card is to visit your local bill payment center and obtain an application form from either Netspend, or Western union. You can visit their websites at: www.netspend.com and or www.westernunion.com Fill out the form by following the instructions, then mail it to the address stated along with the small fee requested.

PayPal Transaction Error 10415

PayPal API
PayPal uses an API has a specific set of rules or codes for developing buttons, payments and other coding to integrate PayPal with a website. The Express Checkout PayPal feature, which is associated with error 10415, is based on the PayPal API. The API section of the PayPal Integration Center also lists all of the error codes. In addition to Express Checkout, Website Payments Pro, Recurrent Payments, Mobile Checkout and Mass Payment are all developer applications using the API.
Express Checkout
Transaction error 10415 is an error associated with the PayPal Express Checkout feature. The Express Checkout is a button that gives buyers on the website another option for purchasing. Express Checkout gives the buyer all of the transaction details at the same time, including the order details, shipping options, insurance choice and the total of the taxes. The Express Checkout button has "Check out with PayPal" text written on it. After obtaining the Express Checkout button, the HTML code is then copied and pasted into the website.
Error Code 10415
PayPal Transaction error 10415 means that the transaction was refused because of an invalid argument. While the error may have additional messages, it also indicates that a successful transaction has already been completed for the token. PayPal allows a token only once for a successful transaction. If you determine that your buyers are clicking the "Place Order" button twice, then PayPal recommends that you disable the button after the buyer has clicked it.
Token
Since the transaction error code 10415 means that a successful transaction has been completed for a token, then what is a token? The token is what is returned in the SetExpressCheckout response that executes the "_express-checkout" command. The payment action is taken and then the token is returned. PayPal redirects to the buyer's browser by using the valid token after the buyer has reviewed the PayPal transaction. In the API Express Checkout coding, it is written out as "TOKEN=tokenValue."

How to Use PayPal to Fund an E*Trade Account

1. Log in to PayPal. Choose 'Profile' from the menu on the top of the screen and click on 'Bank Accounts.'
2. Click on 'Add.' Choose 'United States' as the country where your E*trade account is held and enter 'E*Trade Clearing' as the bank name.
3. Mark the account as a checking account by clicking the radio button next to 'Checking.' Type '056073573' as your routing number. Type your account number as the account number. Click 'Continue.'
4. Wait three days. Log in to your E*Trade account. Find two small deposits that list PayPal as the depositing bank.
5. Log in to your PayPal account again. Go to your profile and click 'Bank Accounts.' Click 'Confirm.' Type in the deposit amounts that are on your E*Trade statement. Click 'Submit.'
6. Transfer money to your E*Trade Account from PayPal as necessary. Log in to your PayPal account, click on 'Withdraw Funds' and transfer the amount you need into your E*Trade account. If you want to transfer funds from E*Trade to PayPal, click on 'Add Money' and transfer the money from E*Trade to PayPal.

How to Test PayPal Sandbox Code

1. Navigate to PayPal Sandbox website (see Resources). Use your username and password to log in.
2. Choose "Test Accounts" to start a test "buyer" account. Click to choose "Pre-configured." Hit the "Buyer" button.
3. Type a fake email address and password to create a "buyer" account.
4. Go back to "Test Accounts" and choose "Pre-configured." Now, hit the "Seller" button to create a fake "seller" account. Type a fake email address and password (different that what you chose for the "buyer" account). Click on "Create Account."
5. Go back to "Test Accounts." Click "Disabled" under "Payment Review" for both the fake buyer and seller accounts you created.
6. Read the billing agreement and click "Accept." Next, select "Enter Sandbox Test Site."
7. Type the test account password and hit "Log-in." Click on "Complete Billing Agreement" listed under "Step 3."
8. Click on the link "API Credentials" to generate a testing API (Application Programming Interface). Note your username, password and signature and type in this information when you are prompted to do so.
9. Navigate to your transaction website where you use PayPal. Use the test buyer account you created and start making test purchases.

How to Find Total Buying History on eBay

1. Log-in to your eBay account and select the Advanced Search feature from the top of the screen. A regular search lets you only look at currently listed items and completed auctions, but the Advanced Search lets you look up information relating to a buyer or seller.
2. Enter the user ID in the search box and select information for completed auctions. The search also lets you look at all completed auctions, including auctions the user bid on, but didn’t win. Press "Enter" and you will see a separate page with the information entered.
3. "Visit the "My eBay" page if you need your buying history and select the "Won" option under "Buy." Then select your information using the drop-down menu. EBay only lets you look at your bidding history from the last 60 days, but it also lets you search by the last week, current month or last month.
4. Check Paypal if you want information about purchases made longer than 60 days ago. Paypal keeps a permanent record of all transactions relating to your account and lets you search for a specific period of time and limit your search to only purchases made.
5. Select History from the Paypal menu, opt for payments sent and enter your information. Choose the dates you want, but if you want a total buying history, leave the starting date open ended. This shows you all purchases you made through eBay using Paypal and your total buying history.

How to Verify a PayPal Account

Verify With a Bank Account
1. Gather your bank account information, including the bank name, account number and routing information.
2. Log in to your PayPal account. You will be at the 'My Account Overview' page.
3. Look for the heading 'Activate Account' and click 'Add Bank Account.' You may also add a bank account by going to the 'Profile Summary' page and clicking on 'Bank Accounts' in the 'Financial Information' column.
4. Enter your bank information and hit continue. PayPal allows for two ways to verify using a bank account: if you have online banking access, you can offer your login information to your financial institution's website, and PayPal will check the information to instantly verify your account. Alternatively, PayPal will make two small deposits into your banking account.
5. Check your bank statements for the PayPal deposits. Return to the verification page by clicking the 'Confirm Bank Account' link on your Account Summary page, and then enter the amounts of the deposits.
Verify by Applying for a PayPal Plus Credit Card
6. Scroll down to the bottom of any PayPal page.
7. Click the 'Plus Card' link. You will be redirected to a page entitled 'PayPal Plus Credit Card.'
8. Locate and click on the 'Apply Now' button.
9. Fill in the empty fields on the application form. Many of them will be filled in with information PayPal already has from your account.
10. Decide whether you want to enroll in the Account Security program. If so, check the box. Then read the 'Terms and Conditions' of the card.
11. Hit the 'Accept and Submit' button. In less than 1 minute, PayPal will tell you whether or not you have been approved. If you are approved, it will automatically verify your PayPal account.

How to Refund a Customer on PayPal

1. Log in to your Paypal account and click the 'Payments received' link at the top of the screen. Click the 'Details' link for the transaction you want to refund.
2. Scroll down to the bottom of the page and click the 'Issue Refund' link. Or press 'Ctrl'+'F' on the keyboard and search the page for the words 'Issue Refund' if you're having trouble locating it.
3. Enter how much money to refund into the text box. Then type a note to the buyer explaining what's going on and click the 'Continue' button at the bottom of the page.
4. Review the refund information and use the 'Edit' button to go back and correct any mistakes. If everything looks good, click the 'Issue Refund' button to confirm and send the refund.

How to Recover Money From PayPal

1. Log into your PayPal account. Click on the 'My Account' link to display your transactions.
2. Click on 'Security & Protection,' on the menu at the top of the page. The next page will show some check boxes. These provide more detailed dispute information.
3. Click the 'Identify a Problem' link. The screen displays different options. Submit your information if you want to contest an unauthorized transaction.
4. Click 'I Have a Problem With a Purchase,' if you did not receive the product or it was not as described.
5. Click on 'Open a Dispute.' That takes you to the resolution center where you enter the transaction ID under 'Case ID.' Enter it manually if you know it. Click the button next to 'Transaction ID' to look up the number.
6. Respond quickly when asked for more information from PayPal. The dispute process will usually take about 10 days. PayPal may request more information or evidence to corroborate your story. Delaying your response could prompt the company to rule against you and close the dispute.

How to Send a PayPal Link for Payment

1. Click the “Request Money” tab on the PayPal website.
2. Click “Create a Money Request,” if needed, to display the “Request Money” form.
3. Enter the email of the person to whom you want to send a link.
4. Enter the amount you are requesting and choose the type of currency, such as “U.S. Dollars,” from the drop-down menu. Note that foreign currency transactions incur a fee.
5. Choose whether you’re requesting a payment for goods, services or non-eBay auction items.
6. Click “Continue” to send an email to the recipient. That message includes a payment button that the recipient can click to pay instantly through PayPal.

How to Make a Payment Button With No Set Price in PayPal

1. Log in to PayPal.
2. Select the 'Merchant Services' tab.
3. Choose 'Donate' under 'Create Buttons.'
4. Enter the name of your organization or service in the field provided.
5. Click the 'Customize text or appearance' link to change the button text or upload a custom button.
6. Select 'Donors enter their own contribution amount' under 'Contribution amount.'
7. Click 'Create Button.'
8. Copy and paste the HTML code on your website to display a payment button with no set price.

How to Use PayPal to Make Contributions to a Trust

1. Visit the website of a charitable trust you wish to support. Click the 'PayPal donate' button posted on the website to make trust donations. This redirects your browser to a secure PayPal website.
2. Make PayPal trust contributions through a personal PayPal account if you have one and choose to do so. Type in the amount you want to contribute and fill in your PayPal account email address and password to complete the transaction.
3. Make PayPal trust contributions with a credit or debit card by clicking the card-donation option. PayPal accepts credit and debit cards bearing the Visa, MasterCard, American Express and Discover logos. Type in your credit or debit card information and personal information requested on the page. Click the 'Continue' button and follow the prompts.

Do I Need to Open a Separate Bank Account for My Etsy Business?

Business Accounts
Etsy does not require you to have a separate bank account; however, having your own business account makes it easier to distinguish between your personal expenses and your business expenses. If you do decide to open a small business checking account, Bankrate writer Jay MacDonald suggests looking for an account with low fees that also offers features that your specific business needs. Be prepared to answer questions such as how many deposits you plan to make each month, as well as the average number of checks, the amount of cash you will deposit and withdraw and the minimum and average of the balance you will maintain in the account.
Payment Processing
As a seller on Etsy, you can choose to accept personal checks, money orders and PayPal. If you plan to accept personal checks and money orders, you need to list your mailing address so customers may send their payments to you. With PayPal, you may request a check or elect to link your PayPal account to a bank account to receive your payments. By linking you business checking account to your PayPal account, you will be able to keep track of any PayPal transactions made for business purposes.
Benefits
Keeping your personal finances separate from your Etsy business finances will make it far easier to organize your business budget and file your taxes. Rather than wracking your brain to remember all of your income and expenditures the next year during tax time, you will have clear records. These records are vital to proving your business expenses if you end up getting audited. If the IRS needs to check whether you're running a legitimate business or just crafting as a hobby, one factor it will consider is whether you keep a separate checking account, financial planner Richard Salmen says in 'Entrepreneur' magazine.
Considerations
For those who are selling on Etsy on a minimal level as a hobby, opening a business account may not be feasible since many banks require minimum balances and charge fees for their services. However, it's still important to keep ongoing documentation of your transactions. If you use a budgeting program for your personal life, such as Quickbooks, Intuit or Quicken, keep a separate account for Etsy sales. Otherwise, create a spreadsheet to track your transactions so you have a record when it comes time to file your taxes. It's also an excellent way to track your progress.

How to Use PayPal Dispute Resolution for eBay Transactions

1. Use PayPal as your payment method. It has a dispute resolution service that will hold the money in escrow until the matter has been resolved. To open or respond to a dispute, simply click on your item number in your PayPal account and open the dispute. You want to clearly describe the problem you have with the item or clearly respond to your buyer's complaint promptly. If you do not respond to the complaint at all, you risk losing your money.
2. Make sure you have fully read the original auction description for the item at issue. If it was your mistake and you are the seller, you can offer a partial refund if the buyer will accept it. If you are the buyer, clearly state what it is you want from the seller.
3. Track your packages directly from the website if you didn't receive the package. Also, make sure that any emails you received from the buyer or seller before opening a dispute are kept in your email inbox.
4. Abide by the decisions of the resolve center. If you promised a refund, refund the money. If you're going to return the item, do so immediately and let the seller know that you have shipped it back to them.

How to Combine Shipping on PayPal

1. Determine your combined shipping rate before you start listing items on eBay. Some sellers charge a specific amount, such as full shipping on the first item and $2 for each additional item shipped. Other sellers offer a 10 to 50-percent discount off the shipping charged on all additional items. If you’re listing items of different sizes and weights, a percentage discount is often a better choice.
2. List the item(s) you have for sale on eBay, using the seller form. eBay requires that you create a headline, fill out information on the item and upload a picture if you have one, before you list shipping amounts or shipping information.
3. Select the combined shipping section on the listing form. When you reach the shipping options section of your listing, you enter the shipping amount you charge. eBay also lets you choose to enter the weight and size of the item, and have shipping determined by where the buyer lives. Select the combined shipping option and enter the discount or price for shipping of any additional items.
4. Advertise on all your eBay auctions that you offer combined shipping rates. This lets buyers know that they’ll save money if they purchase more items from you. It also helps increase the amount of possible sales you have, by encouraging potential buyers to look at your auctions.
5. Send an invoice using your combined shipping rate to all buyers who purchase multiple items from you. You must log into your account and create an invoice for the sellers who used the combined shipping options because eBay won’t do it for you. List the total amount you charge for shipping based on the discount, and send it to your buyer to let her know how much she owes and how she can pay with Paypal.

How to Erase a PayPal Account

1. Visit Paypal.com and sign into your account.
2. Withdraw all available funds. Click 'Withdraw' and choose to withdraw your funds to a bank account or via check.
3. Click 'Profile' at the top of the page. Your profile summary will appear with the 'Account Information,' Financial Information' and 'Selling Preferences' columns.
4. Select 'Close Account' under 'Account Information.' Click 'Continue' to confirm your decision. Click 'Close Account' again on the following page. Your PayPal account is now closed.

How to Wire Money From China to the USA

PayPal
1. Create a PayPal account on the PayPal website. Personal accounts are free and do not incur transaction fees when sending money. You need to provide a personal email address when signing up, which becomes your PayPal address. You will use this address when sending and receiving money. It is also your account username that you will use to log in to the service.
2. Link a credit card or bank account to your new PayPal account. Credit cards are confirmed almost instantly, while bank accounts take three to five business days. The credit card or bank account must be yours (they must be in the same name as your PayPal account in order to be verified).
3. Move funds from your bank account/credit card to your PayPal balance. Click 'deposit money' and choose an amount.
4. Send money to your recipient. Click 'send money' and enter your United States recipient's PayPal email address. Then enter the amount you wish to transfer and confirm your decision. Your recipient receives the money instantly and may use it to shop online at any merchant that accepts PayPal. Otherwise, she can withdraw the money to a bank account for free or request a check at a $1.50 fee.
Western Union
5. Visit the Chinese Western Union website (westernunion.cn/sc) or visit a Western Union branch. The website tells you where to find a location if you don't know where to find one.
6. Decide what amount of money you wish to send, and how fast you want it delivered. Western Union charges different fees based on the amount and type of transfer. You can have a bank-to-bank transaction completed through Western Union, or you can pay physical money to send cash which is dispensed at a Western Union location in the United States.
7. Follow the prompts to transfer money on their website, or speak to a Western Union agent in person. You are guided through the process and it is very straightforward. Once you send your money, your United States recipient needs to visit a Western Union location and provide a transaction ID along with personal identification.
Bank Transfer
8. Visit your local Chinese bank, or call customer support at the bank. Ask them if they can handle money transfers to the United States (almost all Chinese banks can do this). If they cannot, ask different banks.
9. Tell them the details of your recipient's bank account. You need their bank account number, routing number, and name. You may also have to explain what the transfer is for.
10. Confirm your decision and wait up to seven business days.

How to Transfer Money From PayPal to Your Wired Plastic Prepaid Visa Card

1. Access PayPal.com in your Web browser and log into your online account.
2. Hover over 'Profile' in the top menu with your cursor and click 'Add or Edit Bank Account.'
3. Click 'Add Bank,' then click the 'Checking' radio button.
4. Enter your Wired Plastic's account information in the indicated fields. Click 'Continue' and verify the account information is accurate. Two small deposits will be made to your Wired Plastic account from PayPal within a few days. Wait until the deposits are made before proceeding.
5. Access Wiredplastic.com and log into your online account. Click 'View Transactions' and write down the amounts of the PayPal deposits.
6. Access your PayPal account and click 'Confirm Bank Account' in the 'Notifications' panel on the right.
7. Enter the amount of the two deposits to your Wired Plastic card in the indicated fields and click 'Confirm.' A confirmation message will be displayed.
8. Hover over 'Withdraw' in the top menu and click 'Transfer to Bank Account.'
9. Enter the amount to transfer to your Wired Plastic Prepaid Visa and select the account from the drop-down menu.
10. Click 'Continue' and review the details of the transfer. Click 'Submit' and a confirmation message will be displayed. You will also receive email confirmation.

How to Change My PayPal Details

1. Log in to your PayPal account.
2. Find the 'Profile' link under the blue-tabbed section of your account's My Account page.
3. Click the 'Profile' button, or choose from the drop-down menu the specific details to change from the list of available options.
4. Make the changes and click 'Save.' Your PayPal details are updated.

How to Set Up PayPal to Show a Different Business Name

1. Log into your PayPal Business account and hover your mouse over the 'Profile' link in the 'My Account' tab menu.
2. Click 'More Options' in the drop-down menu that appears.
3. Scroll down to the 'Business Information' section, then click the 'Update' link on the far right of that row.
4. Click 'Change Name' next to the 'Business Contact' name.
5. Click the button next to the 'Business Name Change (business name)' option. Click the 'Continue' button at the bottom.
6. Type your new business name into the blank field, then click 'Continue.' Your new business name immediately appears in your PayPal profile, and on the statements of your customers.

How to Transfer Money With a Visa Card Into PayPal

1. Log in to your Paypal account. Click on the "Profile" link. Select "Financial Information" and "Credit/Debit Card." Select "Add a card." Enter the requested card information. Confirm by clicking "Add Card." The PayPal company will make a small deposit and deduction from your card.
2. View your credit card statement (online or paper statement) and write down the exact amounts for each transaction made by PayPal. Then log back into your PayPal account, select "My Account" and go to "Profile." Click on the "Bank Account's" tab and select "Confirm." You will be asked to enter in the amounts of the small deposit and deduction as a means to verify your ownership of the credit card.
3. Add funds to your PayPal account from the credit account balance by going to the link "Add Funds." Select the link "Add funds from a U.S. Bank Account" and choose the now confirmed Visa Card as your funding source. Enter the amount of money you wish to transfer from your Visa card and click "Submit." Your money should be available within 3 to 5 days.

How to Charge Payments Through PayPal

1. Click the items that you want to add to your shopping cart on the website you are purchasing from. When you finish adding the items that you want to purchase, confirm the order information, including shipping information. Click 'Pay with PayPal' or just click 'PayPal' in the payments section, depending on the website.
2. Type your email address and password to log into your PayPal account. If you do not have a PayPal account, click 'Signup,' and follow the guided prompts to create an account and add your credit card or bank account on file.
3. Select the PayPal card or bank account that you want to use to purchase your items. Verify the shipping information and click 'Confirm your payment' to complete your purchase.